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3/4 Front Glamour 2022 Volvo XC90
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YOUR VEHICLE
Volvo XC90

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Learn More About The Volvo XC90

What you must know before purchasing your XC90. Use this pricing analysis to negotiate the best price with the dealer.

Highlights:

  • 2022 XC90 in stock; 2021s sold out
  • Lease: From $655/mo
  • Rebates: Up to $1,000 off
  • Finance: From 1.99% APR

2022 XC90 in stock; 2021s sold out

The carryover 2022 XC90 in now stocked to meet demand at dealers nationwide. The 2021 XC90 has just sold out. Dealer pricing has improved over the past year, but don't expect major discounting.

The T8 Recharge plug-in hybrid model still qualifies for a $5,419 federal tax credit. California residents are also eligible for a Clean Fuel Reward.

Current factory offers vary by region and will remain in effect through November 30, 2021 unless otherwise noted. Examples shown here are for California and other western states. We update this page monthly, so check back for the latest on special offers.

Volvo XC90 Lease Deals

Lease From $655/month

The 2022 XC90 T5 Momentum once again starts at $655 for 36 months (10,000 miles a year) with $5,055 due at signing. The effective monthly cost works out to $795. That's much too high to qualify as a good value in our analysis.

The line-topping 2022 XC90 T8 Recharge Inscription Expression starts at $765 for 36 months with $5,165 at signing. The effective monthly cost is $908, which isn't much better in terms of value.

The good news is there's plenty of time for improvement in the year ahead.

Volvo XC90 Rebate Deals

Up to $1,000 off

As usual, current Volvo customers are eligible for a $1,000 loyalty bonus on any XC90 model, or $500 toward a lease.

It could be several months before Volvo offers a rebate to all buyers.

Volvo XC90 Finance Deals

Rates from 1.99% APR

Buyers can get 1.99% financing for 60 months on the 2022 XC90 from Volvo, the same as last month.

You remain eligible for the $1,000 loyalty bonus if you qualify.

Current Finance Deals

Interested in financing your new car? If so, make sure your dealer includes these incentives.

Financing Incentives

RebateAmount
Promotional APR Offer
Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
 
Finance Bonus Cash
APR Bonus Cash Program
(Expires 11/30/21)Finance Bonus Cash available for qualified customers based on available credit when financing through manufacturer's captive finance company. Please check with your CarsDirect Trusted Dealer for complete details.
$500

Current Lease Deals

Considering a lease? These are the best lease deals available for the Volvo XC90.

T5 Momentum
Payment
$655
Term (mos)
36
Due at Signing
$5,055
MSRP
$52,440
Recharge Inscription Expression PHEV
Payment
$765
Term (mos)
36
Due at Signing
$5,165
MSRP
$65,590
Get a custom lease quote now » Get a custom lease quote now »

Leasing Incentives

RebateAmount
Promotional Lease Offer
Promotional lease offer available for qualified buyers on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C.
 
Lease Loyalty Bonus Cash
SR Loyalty Bonus - Lease
(Expires 11/30/21)Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months.
$500

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The 2021 XC90 is Volvo at its most dapper. With its three rows of seats and an abundance of safety technology, it?s also the Swedish automaker?s hallmark vehicle.

Driving that point home is the lengthy list of standard tech features for 2021. New no-cost gadgets include wireless smartphone charging, and two more USB ports. Active-safety gets a boost with standard blind-spot monitors, adaptive LED lights, and front parking sensors.

Engine options, all based on a 2.0-liter turbo-4, remain unchanged. Base models make 250 horsepower and are the only way to get front-wheel drive with an XC90. T6 versions add a supercharger to the turbo-4 for 316 hp; all-wheel drive is standard.

The Recharge, which was previously known as the T8, features a 10.4-kwh battery and electric motor. Total output is 400 hp. The plug-in?s parlor trick isn?t speed, however, but efficiency. XC90 Recharge models can manage 18 miles of all-electric driving and return 27 mpg combined when operating as a hybrid.

Along with the safety features newly standard for 2021, every XC90 comes with adaptive cruise control, automatic emergency braking, active lane control, and automatic high beams. Optional equipment includes a surround-view camera system and Pilot Assist, the latter being a semi-autonomous feature that lets drivers briefly take their hands off the wheel.

Crash-test results bear out Volvo?s reputation for safety. Five stars overall from the government and a Top Safety Pick award from the IIHS are among the XC90?s accolades.

Model Lineup

There are three flavors of XC90: Momentum, R-Design, and Inscription. The T5 engine comes standard with Momentum and R-Design, while the T6 is optional. Inscription models start out with the T6. The Recharge is available with the R-Design and Inscription.

The $49,995 Momentum includes a 12.3-inch digital instrument cluster, a 9.0-inch touchscreen with Apple CarPlay and Android Auto, and four-zone climate control. Power seats, a power liftgate, and real wood trim are also all part of the deal.

Moving into the $56,595 R-Design brings sportier design cues such as 20-inch wheels and gloss black trim. Inside, buyers are treated to leather upholstery, Harman Kardon audio, and heated front seats with power thigh extenders. Keeping with the performance theme, seats are more bolstered and the suspension is marginally stiffer.

Inscription models begin at $64,890 and emphasize luxury over performance. A comfort-oriented suspension, real wood trim, nappa leather, power-adjustable bolsters, and plusher seats that are heated and cooled are all standard.

Exterior

When describing the XC90, Volvo throws around terms like tranquil, uncluttered, and calming. They didn?t just pull those adjectives out of a hat; the XC90 has a relaxed, confident, handsome demeanor.

Interior

Swaddled in leather and slathered in wood, the XC90 interior is rich with subtle elegance. As it stands, the XC90 continues to boast one of the nicest interiors in the segment. That?s a bold claim in this segment, where the bar has been pushed well into the stratosphere, but we mean it.

The only drawback we can levy at this interior is the touchscreen, which leaves us pining for faster response speeds and a more intuitive menu layout. Thankfully Apple CarPlay and Android Auto are standard. We recommend using that connectivity to circumvent the frustrating native software.

At this point, the excellence of Volvo seats is well known, but we?ll say it anyway: sitting in the XC90, particularly in the front row, is a treat. The soft leather and thick cushions provide the sort of soft, relaxed sensations of your favorite armchair, but the nicely-sized bolsters keep things from getting too relaxed.

The back seat isn?t quite as sumptuous, unless the captain?s chairs are ordered. That cuts down total seating to six but greatly enhances second-row comfort while also improving access to the third row. It would be our preferred configuration.

Cargo space behind the third row is limited to 16 cubic feet; behind the second row, 42 cubes. With both rows folded there?s room for 86 cubic feet worth of cargo.

Driving Impressions

The XC90 is a comfort-minded cruiser, preferring to waltz rather than tango. That?s borne out by the relaxed chassis. This isn?t some flinty performance SUV, it?s a well-controlled ride, especially with the available air suspension that smothers bumps and heaves. With wheels up to 21 inches in diameter on the option books, we consider it $1,800 well spent.

The base T5 engine does little to inspire us. Its 250 hp is impressive in a car that weighs less than two tons, but the XC90 weighs 4,500 pounds. Consider the T6 upgrade money well spent. The T6 is the same basic engine as the T5 but for the addition of a supercharger. That upgrade is worth an extra 66 hp, for a total of 316 hp. That?s the sort of power the XC90 needs. Volvo qoutes a 0-60 mph time of around six seconds, which we find wholly believable.

The Recharge is the most impressive option here. Plug-in hybrid, 400 hp, 18 miles of electric range, and a 0-60 mph of about 5.5 seconds. It is fast, quiet, and surprisingly efficient. No, it doesn?t turn the XC90 into a Prius, but it does give this SUV the economy of a small car. That it pulls this off while returning strong acceleration and passing power is especially commendable.

Final Word

With the 2021 XC90, Volvo has built a flagship SUV that does little wrong. Stylish opulence is found on every trim, and the T6 and Recharge engines back that aesthetic up with ample power and performance. Our irrational side would want to splurge on the Recharge Inscription, but a T6 version is more prudent and hardly less impressive.

 

?by Anthony Sophinos, with driving impressions from The Car Connection

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