2021 cadillac xt4
MSRP
$36,790
CarsDirect Target Price
$33,350
Lease EstimateSee Lease Deals
$374/mo
Finance Estimate
$468/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Cadillac XT4
Lease
$374 / month
Finance
$468 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00024167 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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2021 Cadillac XT4 Prices and Deals

John Diether
Automotive Editor - February 3, 2021
  • 2021 XT4 kept in good supply
  • Lease: From $299 for 36 months
  • Rebates: $1,500 for all buyers
  • Finance: From 0.9% APR for 60 months + rebate

Popular and in stock:

The carryover 2021 XT4 remains widely available at dealers across the country. Cadillac's Super Cruise semi-autonomous driving system is available on the XT4 for this first time.

The small luxury crossover has been popular with buyers, no doubt due its reasonable price of entry and steady factory rebates.

Current factory offers may vary by region and will remain in effect through March 1, 2021. No enhancements are expected for Presidents' Day.

Lease: From $299 for 36 months

Current lessees of any brand can now lease a 2021 XT4 in base Luxury trim starting at $299 for 36 months (10,000 miles a year) with $2,419 due at signing.

The effective monthly cost is $366, an exceptional value for this price class in our analysis.

If you're not currently in a lease, your total cost may be higher, but you can still expect very good value.

Rebates: $1,500 for all buyers

For the second month, Cadillac is offering a $1,500 rebate on the 2021 XT4 to all buyers. You can combine it with this month's APR special (see below).

Finance: From 0.9% APR for 60 months + rebate

Cadillac continues to offer 0.9% financing for 60 months on the 2021 XT4. Even better, you can combine it with the full factory rebate.

If you want longer to pay, Cadillac also offers 1.9% for 72 months.

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Advertised Lease Deals

2021 Luxury (GM/Non-GM Lessees)
$309Monthly Payment
Term Length (months): 36
Due at signing: $3,439
Mileage: 10k
MSRP: $36,790
Deal Valid in: All Regions
Expiration: 3/31/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 3/7/21 in 20149
MSRP
$36,790
Sales Price
$34,350
Cash Rebates
$1,000
Target Price
$33,350
Lease Estimate
$374/mo
Finance Estimate
$468/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Cadillac Bonus Cash Program (Expires 3/31/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $1,000
Conquest Bonus Cash Cadillac Conquest Purchase Program GMC Conquest Purchase Program (Expires 4/30/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers are those who can document being an owner/lessee of a 2007 or newer non-GM (i.e., Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. %Qualification% This offer can be transferred to individuals residing in the same household. $750

Financing Incentives

RebateAmount
Bonus Cash Cadillac Bonus Cash Program (Expires 3/31/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $1,000
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% The GM Financial alternate APR financing parameters in this message are "only" available for qualifying customers.
Term(s)12 - 3637 - 4849 - 6061 - 72
Rate %0.9%0.9%0.9%0.9%
Eligibility The GM Financial alternate APR financing parameters in this message are "only" available for qualifying customers.
Conquest Bonus Cash Cadillac Conquest Purchase Program GMC Conquest Purchase Program (Expires 4/30/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers are those who can document being an owner/lessee of a 2007 or newer non-GM (i.e., Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. %Qualification% This offer can be transferred to individuals residing in the same household. $750

Leasing Incentives

RebateAmount
Lease Bonus Cash Cadillac Select Market Incremental CCR Program (Expires 3/31/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% This program is only available to eligible DMAs. %Qualification% This program must be used in conjunction with the GM Financial supported lease program. $1,000
Lease Bonus Cash Cadillac Select Market Incremental CCR Program (Expires 3/31/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% This program is only available to eligible States, Counties and DMAs. %Qualification% This program must be used in conjunction with the GM Financial supported lease program. $900
Lease Conquest Bonus Cash Cadillac Conquest Lease Program (Expires 4/30/21) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Customers who currently lease a 2016 or newer Non-GM ( i.e, Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck model. %Qualification% This offer can be transferred to individuals residing in the same household. $1,500
Lease Loyalty Bonus Cash Cadillac Lease Loyalty Program (Expires 4/30/21) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers who have a current lease of a 2016 model year or newer GM vehicle and lease one of the eligible new and unused models. %Qualification% This offer can be transferred to individuals residing in the same household. $1,500

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Leases For Similar Cars

Based on 2021 Cadillac XT4 Luxury 4dr Front-wheel Drive - MSRP $36,790