2022 Ford F-150 Offers 0% APR Deal Before Black Friday

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Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analyses of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured by The Wall Street Journal, Fox Business, Motor Trend, Automobile Magazine, and more.

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, Senior Pricing Analyst - November 5, 2021

Ford is offering 0% APR plus a cash incentive on the latest version of its flagship F-150 pickup ahead of Black Friday. However, our analysis finds that there may be some important drawbacks worth knowing about if you're planning to score a killer truck deal. Here's what you need to know.

According to a bulletin sent to dealers, most versions of the 2022 Ford F-150 now offer 0% APR for 36 months. In addition, the company is offering $500 in bonus cash. Given that the pickup will see as much as a $2,280 price increase, this could equate to a decent deal before Black Friday.

The biggest downside is that zero-percent financing is limited to a mere 3-year term. 48-, 60-, and 72-month options are available at 0.9%, 1.9%, and 3.9%, respectively. If you're looking for the best deal, the 2021 F-150 remains a far better value at 0% for 60 months plus a $1,000 bonus.

Sadly, none of these deals are anywhere near as good as last month's rate of 0% for 72 months on the outgoing truck. While these are significantly better rates than what you'll find on a Chevy Silverado or GMC Sierra, we consider them a step down from incentives you could get a week ago.

There is an important quirk, however. As we reported last month, Ford has already told dealers that it won't be able to fill orders for 2021-model-year vehicles. As a result, customers with an unscheduled order are being extended October's 72-month financing deal at 0% on the 2022 F-150.

While some Black Friday deals can be misleading, there are some early Black Friday car sales worth knowing about. In Ford's case, current deals will actually be available all the way through January 3rd. That's no guarantee that things won't change, but it's a detail worth knowing about.

Build & Price Your Ford F-150

, Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analyses of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured by The Wall Street Journal, Fox Business, Motor Trend, Automobile Magazine, and more.

Follow On: Twitter

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