4 Cars With Worse Financing Rates In April

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Senior Pricing Analyst

Alex Bernstein is the Senior Pricing Analyst for CarsDirect.com. Each month he studies immense volumes of pricing and incentives data in search of trends that are useful to car shoppers. In the process, he often breaks industry news stories -- his analyses and insights have been featured on websites such as Automotive News, The Detroit News, Autoblog, The Truth About Cars and The Car Connection.

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, Senior Pricing Analyst - April 18, 2018

If you've been banking on low-interest financing for your next car, you may be disappointed. There may be no shortage of 0% APR deals on TV and online, but some cars are actually more expensive to finance in April.

As a result, shoppers may experience find higher monthly payments compared to before. Here are some noteworthy examples we found here in the Los Angeles area this month.

2018 Subaru Outback

0% financing on the 2018 Outback has been pulled back from 63 months to just 48.

On a $26,000 vehicle, that translates to an increase in monthly payment from $413/month to $542.

Explore current deals on the Outback »

2018 Toyota Camry

The 72-month rate on the redesigned Camry has risen to 2.9% APR, a 1% increase from last month's rate of 1.9%. This marks two straight months of increases.

Back in February, the rate was 0.9%. You can still get that rate, but you'll have to settle for a more traditional 60-month loan term.

As before, deals favor leasing with up to $1,400 in lease cash in some parts of the country. In the Bay Area, Toyota is advertising a $199/month lease that ranks as one of the best leases on a midsize car.

Explore current deals on the Camry »

2018 GMC Acadia

Acadias are eligible for $5,550 off when choosing an SLT or Denali. However, there are no finance incentives to speak of.

Last month, shoppers had the option of choosing 0% APR for 72 months plus $2,500 cash.

Explore current deals on the Acadia »

2018 Lexus NX 300

Just like most other Lexus models, 72-month rates on the NX have risen from 2.9% APR to 3.9%.

On a $36,000 vehicle, this equates to an additional $1,168 in interest costs.

Explore current deals on the NX 300 »

, Senior Pricing Analyst

Alex Bernstein is the Senior Pricing Analyst for CarsDirect.com. Each month he studies immense volumes of pricing and incentives data in search of trends that are useful to car shoppers. In the process, he often breaks industry news stories -- his analyses and insights have been featured on websites such as Automotive News, The Detroit News, Autoblog, The Truth About Cars and The Car Connection.

Follow On: Twitter | Google+ | Website