Best 4th of July Truck Deals For 2021

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Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analysis of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured in publications such as Car and Driver, Motor Trend, Automobile Magazine and Autoblog.

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, Senior Pricing Analyst - June 7, 2021

We're on the hunt for the best 4th of July truck deals for 2021. Interest rates are trending upward, with fewer rebates and head-turning lease deals because of an inventory shortage affecting most brands. In Ford's case, most rebates were eliminated in June in an unprecedented reshuffling of manufacturer incentives.

CarsDirect's experts are here to help you find incentives that can save you money for Independence Day. We can even tell you about unadvertised deals and special discounts. Make this your home base for discovering 4th of July truck sales worth getting excited about whether you're planning to buy or lease.

Stay tuned for updates to this page over the course of this month. For more great offers, check out our coverage of the best 4th of July car & SUV deals.

Best 4th of July Truck Deals

Through July 6, Ford is offering 0% financing plus trade-in assistance on the F-150 ahead of July Fourth. However, there are a ton of catches worth knowing about. First, 0% APR is limited to a mere 36 months, with 60 and 72-month options starting at 1.9% and 3.9%, respectively.

Second, trade-in cash is available on most 2021 F-150 styles but the amount varies based on where you live. For example, those in California and Detroit can save up to $3,000 off MSRP, while buyers in areas like Texas and Chicago will only qualify for $1,000.

Perhaps most importantly, Ford's latest incentives basically offer no rebates without a trade-in. Production issues could make it hard to find an F-150 in stock. Fortunately, Ford is offering a $1,000 bonus for those willing to wait. Check F-150 Prices Near You »

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Tips For 4th of July Truck Buyers

Expect higher prices. Strong demand and limited supply due to a chip shortage are causing shoppers to experience unusually high prices in many parts of the country. Rebates aren't worth what they used to, and deals you could find last year like 0% APR for 84 months are essentially non-existent.

The outlook for buying a new Toyota truck is particularly bad considering Tacoma and Tundra incentives were canceled months ago in much of the country. You'll still be able to buy one, but you may find yourself paying MSRP (or more). We recommend setting your expectations accordingly.

Get a loyalty discount. In some cases, your only way to save on a truck could be to take advantage of loyalty discounts. For example, the GMC Sierra 1500 offers $1,750 in lease loyalty cash this month. There are no other lease incentives to help bring down the price, so don't miss out.

Similarly, RAM is offering a $1,000 lease loyalty bonus on both the RAM 1500 and 1500 Classic. This type of incentive favors those going from one FCA lease to another. We recommend reading any fine print carefully in order to ensure you're getting every discount you're eligible for.

Lock-in today's deals. Automakers are offering new options to lock-in rates that many buyers may not be familiar with. In Ford's case, ordering a Ranger or a new F-150 pickup can also get you access to an extra $1,000 in savings that you probably wouldn't be able to get otherwise.

Get member savings. Chevy recently launched a promo for Costco members. If you think you may be eligible, this could be an easy way to save an extra $1,000 on a new Silverado. Just be sure to obtain an authorization code from the Costco Auto Program before visiting your dealer.

Consider waiting. There's a chance that truck incentives could improve closer to the holiday. For example, most of Chevy's incentives end on June 30, so there's a good chance that deals may change on July 1. Whether they change for good or worse remains an open question.

Top 4th of July Car & SUV Deals »

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, Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analysis of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured in publications such as Car and Driver, Motor Trend, Automobile Magazine and Autoblog.

Follow On: Twitter

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