Ford Lease Deals & Incentive Offers: October 2022

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Automotive Content Editor

Meghan Carbary has been writing professionally for nearly 20 years. A published journalist in three states, Meghan honed her skills as a feature writer and sports editor. She has now expanded her skill-set into the automotive industry as a content writer for Auto Credit Express, where she contributes to several automotive and auto finance blogs.


, Automotive Content Editor - October 11, 2022
2022 Ford F-150

This month, Ford is continuing to offer some outstanding financing deals on its lineup of cars, trucks, and SUVs including some deals starting at 0% APR. Most financing deals have stayed close to last month's rates. This gives consumers plenty of low-APR options this fall, such as the 2022 Ford Escape and the 2022 Ford F-150. Both vehicles carry financing rates starting at 0% APR for 36 months.

The 2022 Ford Edge comes in with the best financing offer of 0% APR for 60 months. Once again, you can combine this low APR with a $3,000 cashback offer. Besides the Edge, all other Ford models have lost their bonus cash. This month the 2023 Ford edge gained financing deals starting as low as 3.9% for 60 months.

If you're looking to buy a hard-to-find model like the Mustang Mach-E, all 2022 trims are still available for 3.9% APR for 72 months and 4.9% for 84 months. The highly sought-after Ford F-150 Lightning doesn't have any offers this month, and Ford has stopped taking orders for the current model year. Most of these offers from Ford end on October 31, 2022, and vary by region. The examples listed below are for California, and we update this page every month, so check back for updates.

Best Ford Lease Deals

2022 Ford EcoSport

This compact SUV could be worth leasing right now. Get the 2022 EcoSport SE with Package 200A starting from $319 a month for 36 months with $2,999 due at signing. This deal comes from the latest dealer bulletin. There are also financing deals on the EcoSport starting at 0% APR. Be sure to check with your Ford dealer for the latest offers in your area.

2022 Ford Ranger

This midsized pickup truck makes for an affordable lease if you're looking at a Ford. The 2022 Ranger XL with STX 4x2 SuperCrew 2.3L EcoBoost is available starting as low as $329 a month for 36 months with $3,249 due at signing. To get this lease price, you'll have to equip your truck with package 101A. See your local dealer for more details.

Best Ford Financing Deals

2022 Ford Edge

The 2022 Ford Edge remains the sole vehicle in the Ford lineup to retain bonus cash at this time, making this the best offer on the books. Not only can you get $3,000 in bonus cash, but you can combine this with 0% APR financing for up to 60 months.

2022 Ford Escape

The new 2022 Ford Escape is now on sale, and you can get low APR financing if you're a well-qualified borrower. The Escape is now available starting at 0% for 36 months. If you need longer to pay, Ford offers financing for up to 84 months with incrementally higher APRs – 0.9% for 48 months, 1.9% for 60 months, and 3.9% for 72 months, and 5.9% for 84 months. This deal is available on both gas and hybrid models.

2022 Ford F-150

The ever-popular Ford F-150 is now on sale, and you can get low APR financing if you're a well-qualified borrower. The 2022 F-150 is now available starting at 1.9% for 60 months. If you need longer to pay, Ford offers financing for up to 84 months with incrementally higher APRs – 2.9% for 72 months, and 3.9% for 84 months. The 2023 Ford F-150 also gets APR financing deals if you place an order with your dealer. You can order a 2023 F-150 starting at 3.9% APR for 60 months.

Explore the full Ford lineup »

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Must-Know Advice For Ford Buyers

Get a bonus for financing. Cashback incentives and other rebates from Ford tend to be strong. In some cases, you may even be able to take advantage of special discounts for financing through Ford Credit. These so-called "finance bonuses" vary by model but can be worth up to $1,000.

Package discounts exist. Expect to see some of the best deals on SUVs like the Ford Explorer and EcoSport. Shoppers should be aware that offers can sometimes reflect special discounts that you can only get with certain equipment packages and options.

2022 Ford Explorer

Special pricing programs. A lesser-known program is Ford Plan Pricing, which is essentially a pre-negotiated discount through certain companies and organizations that can get you upfront savings on nearly any model. For example, X-Plan offers a Friends & Neighbors discount below the invoice price.

Holiday deals. Thinking of buying around a holiday? Ford loves to offer special offers at the last minute to help bring shoppers into showrooms. These holiday deals can offer serious savings in the form of Sign & Drive leases with $0 down, special trade-in assistance offers, and more.

A discount for students. Students and college grads should be aware that the Ford College Student Purchase Program offers up to an extra $500 off most models and is one of the few discounts available to current students rather than just graduates.

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, Automotive Content Editor

Meghan Carbary has been writing professionally for nearly 20 years. A published journalist in three states, Meghan honed her skills as a feature writer and sports editor. She has now expanded her skill-set into the automotive industry as a content writer for Auto Credit Express, where she contributes to several automotive and auto finance blogs.


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