Best Truck Deals In January 2022

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Automotive Contributor

Cristyn is a member of CarsDirect's Socal-based team of pricing and incentive experts helping uncover must-know insights for car shoppers. A native of Bakersfield, California, Cristyn has a degree in Liberal Arts from Santa Monica College, with over 10 years of experience in the areas of research and data analysis.


, Automotive Contributor - January 13, 2022

New year, new incentives. Truck brands are starting 2022 slow, but we've found the best truck deals in January offering 0% APR for up to 48 months in combination with bonus cash and loyalty incentives.

Unlike other types of vehicles, truck discounts tend to be skewed in favor of certain trims and configurations. That said, a closer look at this month's special financing and lease deals can still yield savings for buyers and lessees amidst the ongoing inventory shortage that we expect will continue well into this year.

Best Full-Size Truck Deal: 2021 Chevrolet Silverado 1500

2021 Chevy Silverado 1500

The 2021 Chevy Silverado 1500 Custom Double Cab configuration comes out on top this month with their National offer of 0% APR financing for 48 months plus $750 in Select Market Competitive Cash for well-qualified buyers financing through GM Financial. Select Market Competitive Cash is a conquest incentive for those who want to trade in their 2008 or newer non-GM vehicle. Alternatively, for buyers who finance at standard rates, Chevy is offering $750 in Customer Cash plus $750 in Select Market Competitive Cash for those who qualify.

For buyers seeking the carryover 2022 Chevy Silverado 1500 Limited, they'll be pleased to find that 0% APR financing for 48 months plus $750 in Select Market Competitive Cash is also available on the Custom Double Cab configuration.

Leases for both models are nearly identical. The 2021 Silverado 1500 starts at $259/month for 36 months with $3,879 due at signing for an effective monthly cost of $367. The 2022 Silverado 1500 Limited also starts at $259/month for 36 months, but with $4,349 due at signing for an effective monthly cost that's only $13 more per month. Both lease examples are based on a 10,000-mile annual driving allowance. Build & Price Your 2021 Chevy Silverado 1500 »

Runner-Up: 2021 RAM 1500 Classic

2021 RAM 1500 Classic

Both the 2021 RAM 1500 Classic Warlock Quad Cab 4x2 and Warlock Crew Cab 4x2 configurations make the cut this month with RAM's National offer of 0% APR financing for 48 months plus $1,750 in Bonus Cash for well-qualified buyers financing through Chrysler Capital. Alternatively, for buyers who finance at standard rates, RAM is offering up to $2,250 in cash allowance.

Buyers interested in other RAM 1500 Classic trims and configurations can also find great savings with promotional incentives. For example, the 2021 1500 Classic Tradesman Regular Cab 4x4 configuration gets 0% APR financing for 48 months plus $2,750 in Bonus Cash, and $3,250 in cash allowance for those who finance at non-promotional rates. Build & Price Your 2021 RAM 1500 Classic »

Best Midsize Truck Deal: 2022 GMC Canyon

2022 GMC Canyon Denali

For the second month in a row, the 2022 GMC Canyon Elevation Crew Cab gets a national promotional rate of 0% APR for 36 months. An available $250 GM Financial Bonus Cash incentive (down from $500 in December) cannot be combined with the promotional rate, but current owners or lessees of Buick or GMC vehicles can take advantage of $250 in Purchase Loyalty.

Leases start at $279/month for a 39-month term with $2,799 due at signing. This is an effective monthly cost of $351 and is based on a 10,000-mile annual driving allowance. Current eligible Buick/GMC Lessees can take advantage of a $250 loyalty bonus when leasing through GM Financial. Build & Price Your 2022 GMC Canyon »

Runner-Up: 2021 Jeep Gladiator

2021 Jeep Gladiator

Jeep is offering the 2021 Gladiator Sport S 4x4 at a promotional rate of 0% APR for 36 months plus $2,500 in Bonus Cash. Very well-qualified buyers in California financing through Chrysler Capital are eligible. Buyers financing at standard rates can also take advantage of $2,500 in cash allowance.

Leases for the Sport S trim start at $295/month for 39 months and $3,985 due at signing. That's an effective monthly cost of $397 and based on a 10,000-mile annual driving allowance. Build & Price Your 2021 Jeep Gladiator »

If you're looking to upgrade to the new 2022 Gladiator, you're in luck. The brand new model debuts its first promotional lease and financing deals this month. Leases for the Sport trim start at $304/month for 39 months with $3,995 due at signing and a 10,000-mile annual driving allowance. The effective monthly cost comes out to $406 which is fantastic for a brand new model early in the model year.

Alternatively, well-qualified buyers in California financing through Chrysler Capital can take advantage of 2.68% APR for 60 months on any version of the 2022 Gladiator. Build & Price Your 2022 Jeep Gladiator »

, Automotive Contributor

Cristyn is a member of CarsDirect's Socal-based team of pricing and incentive experts helping uncover must-know insights for car shoppers. A native of Bakersfield, California, Cristyn has a degree in Liberal Arts from Santa Monica College, with over 10 years of experience in the areas of research and data analysis.


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