We're seeing rates as low as 0.99% APR on certified used cars, trucks, and SUVs in November. In some cases, certified pre-owned car deals can allow you to enjoy nearly the same rates as new cars. As a result, there can be some surprisingly good deals amidst an inventory shortage related to COVID-19.
The latest updates are that Honda and Acura have both introduced CPO car deals ahead of Black Friday. Stay tuned for possible changes As always, be sure to remember that factory-certified and dealer-certified vehicles aren't eligible for the same incentives and may have different certification standards.
Brands below are listed alphabetically.
Originally published November 10
Updated November 20
CPO Acura Deals From 0.99% APR
Starting on November 20, Acura will begin offering 0.99% APR financing for 36 months.
Eligible vehicles will include 2015-2020 versions of the ILX, TLX, RDX, and MDX. A 60-month option will also be available at 1.49% APR.
The offer will be available nationally through January 4, 2021.
Search 2015-2020 Used TLX Listings »
Search 2015-2020 Used RDX Listings »
Search 2015-2020 Used MDX Listings »
View Acura Used Listings Near You »
CPO Audi Deals From 0.99% APR
Audi is offering rates as low as 2.49% APR on most of its certified used vehicles. Opting for the all-electric Audi e-tron can get you access to an even lower rate of 0.99% APR for 60 months. There are also financing options extending up to 72 months in length.
Eligible model years generally include 2015 to 2020 certified pre-owned inventory through November 30.
Search 2015-2020 Used A4 Listings »
Search 2015-2020 Used Q5 Listings »
Search 2015-2020 Used Q7 Listings »
View Audi Used Listings Near You »
CPO Ford Deals From 1.49% APR
Ford is offering an unusual job loss protection program called Ford Promise through January 4. Although it originally encompasses both new & used vehicles, the incentive now focuses exclusively on pre-owned cars.
In addition, Ford Credit is offering financing rates as low as 1.49% APR for 36 months.
Shoppers should be aware that Ford is planning to offer a lower-cost CPO program called Ford Blue Advantage. It will offer a new Blue CPO certification that offers a shorter warranty but many of the same assurances as regular Gold-level certification.
Search 2016-2019 Used Escape Listings »
Search 2016-2019 Used Edge Listings »
Search 2016-2019 Used F-150 Listings »
View Ford Used Listings Near You »
CPO Honda Deals From 0.99% APR
Honda will launch a pre-owned sales event on November 20 involving 0.99% APR for 36 months on select models.
Eligible vehicles include 2015-2020 versions of the Civic, Accord, HR-V, and CR-V.
The offer will end on January 4, 2021.
Search 2015-2020 Used Civic Listings »
Search 2015-2020 Used Accord Listings »
Search 2015-2020 Used CR-V Listings »
View Honda Used Listings Near You »
CPO Mercedes Deals From 1.99% APR
Mercedes-Benz is offering 1.99% APR financing for 36 months on a wide variety of 2017 to 2019 model year vehicles.
Eligible models include the CLA, C-Class, E-Class, S-Class, GLA, GLC, GLE, and GLS.
There are also financing options for up to 72 months at rates as low as 3.99% through November 30.
Search 2017-2019 Used C-Class Listings »
Search 2017-2019 Used GLC Listings »
Search 2017-2019 Used GLE Listings »
View Mercedes-Benz Used Listings Near You »
CPO Subaru Deals From 0.99% APR
Subaru is continuing to offer 0.99% APR for 48 months on most certified pre-owned vehicles. Earlier this year, the deal was limited to just 36 months. This remains the best used car deal that we've ever seen from Subaru on its pre-owned lineup.
Having said that, Subaru's new car offers feature rates from 0% APR for 63 months. Some shoppers may find choosing new over used to be a good decision. Doing so could get you access to lower monthly payments with the bonus of a full factory warranty.
2017 to 2020 model year vehicles are eligible through November 30. We're also seeing the same rate on 2015 and 2016 model year Subarus but with terms limited to just 36 months.
Search 2015-2020 Used Crosstrek Listings »
Search 2015-2020 Used Forester Listings »
Search 2015-2020 Used Outback Listings »
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