July deals on certified used cars offer rates as low as 0% APR. In some cases, choosing a certified pre-owned car, truck, or SUV can allow you to enjoy nearly the same low rates as new cars. As a result, there can be some surprisingly good deals.
CPO vehicles can generally save you money and offer the peace of mind of a warranty. Just be sure to remember that factory-certified and dealer-certified vehicles aren't eligible for the same incentives and may have different quality standards.
Best Acura CPO Deals
Acura is offering 0.99% financing for 36 months on CPO versions of the ILX, TLX and MDX. That's nearly the same deal as last month except for the addition of the more affordable ILX and removal of the popular RDX.
Alternatively, the automaker is offering a 60-month option at 1.49% APR. Interestingly, that's actually a worse rate than what the brand is offering on its new car lineup. Most models are now eligible for 0.9% APR for 72 months, one of the better deals we've seen to date.
2015 to 2020 model year certified pre-owned vehicles are eligible for this promotion through July 31.
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Best Audi CPO Deals
Once again, Audi is offering rates as low as 1.99% APR on most of its certified used vehicles. This is essentially the same deal the brand is offering on its new car lineup. It's not every day that you can get the same low rate on both new & used vehicles.
Offers end July 31.
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Best Honda CPO Deals
Through July 31, Honda is offering 0.99% financing for up to 36 months on the Civic, Accord, HR-V, and CR-V. This month's biggest change is the addition of the HR-V, the brand's most affordable crossover SUV.
While we think this is a very low rate, shoppers should be aware that Honda's new car lineup features offers as low as 0.9% for 60 months. We're also seeing more 72-month options for those looking to lower their monthly payments.
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2015-2020 Used Civic Listings »
2015-2020 Used Accord Listings »
2015-2020 Used HR-V Listings »
2015-2020 Used CR-V Listings »
Best Subaru CPO Deals
Subaru is offering 0.99% APR for 48 months on most certified used vehicles. Earlier this year, the deal was limited to 36 months. This marks the best used car deal that we've ever seen from Subaru on its pre-owned models.
Having said that, Subaru cut new car rates across its lineup and models like the Ascent now feature 0% APR for 63 months. Here, some buyers may find it wiser to choose new over used.
Offers end July 31.
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2015-2020 Used Crosstrek Listings »
2015-2020 Used Forester Listings »
2015-2020 Used Outback Listings »
Best Toyota CPO Deals
Toyota is now offering rates as low as 0% APR for 60 months on certified used Camrys and RAV4s. In the case of the RAV4, that's actually lower than the brand's best new vehicle rates. It's not every day that used car rates blow away offers for buying new.
Alternatively, used Corolla and Tacoma buyers will find 1.9% financing for up to 72 months. If you're looking to stretch out your loan in order to get a lower monthly payment, it's possible that Toyota's latest offer could be a good fit for you.
Offers end August 3.
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2016-2019 Used RAV4 Listings »
2016-2019 Used Camry Listings »
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Best VW CPO Deals
VW is offering 0% financing for 36 months on every certified car and SUV through July 31. Although 0% APR is relatively rare on used vehicles, the offer isn't as good as last month's deal promising interest-free financing for 60 months.
Shoppers should know that VW's latest new car deals continue to offer 0% APR for 72 months on most vehicles. Given that there are very few exclusions, some buyers may find it more appealing to lower their payments with a longer-term loan.
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2014-2018 Used Jetta Listings »
2014-2018 Used Tiguan Listings »
Best Subaru Deals & Lease Offers In July
Best Mercedes-Benz Deals & Lease Offers In July
Best VW Deals & Lease Offers In July
Best BMW Deals & Lease Offers In July
Every Brand With COVID-19 Car Deals & Assistance
