Best Used Car Sales: November 2024

The best used car sales offer low-interest financing when choosing a factory-certified vehicle. These used car deals can sometimes feature lower interest rates than new cars. Although used car prices remain high across much of the U.S., we're finally starting to see prices decrease with CPO deals from top car brands.

We found used car financing rates starting at 0.99% APR in November 2024. Unlike regular used cars, certified vehicles are held to different standards and have a warranty for added peace of mind. In many cases, you may need to act fast since inventory remains very limited in many parts of the country.

Honda Used Car Sales

Through January 2nd, Honda is offering used car financing rates as low as 1.99% APR for 36 months on 2019 or newer certified Civic, CR-V, Passport, and HR-V models. That's a great rate in today's CPO climate. If you need longer to pay, Honda is offering 3.49% for 48 months and 5.49% for 60 months.

You can also get a 3.99% rate on non-CPO used Honda Civic, Fit, Accord, HR-V, CR-V, Pilot, Ridgeline, and Odyessy from 2014 to 2020. This is a solid rate if you have your eye on an earlier model or a discontinued model like the Fit.

Explore Used Honda Cars Near You

Back to top

Audi Used Car Sales

Now through December 2nd, Audi is offering rates as low as 3.99% APR for up to 36 months on all certified Audi models, save for the high-performance RS models and the R8 supercar certified from 2019-2024. If you need longer to pay, Audi is offering 5.99% for 60 months and 6.99% for up to 72 months.

Explore Used Audi Cars Near You

Back to top

Lexus Used Car Sales

Through January 6th, you can finance a certified Lexus RZ EV at just 0.99% for up to 72 months. Lexus is also offering 4.99% APR for 72 months on most of its certified gas lineup.

Eligible models include 2018 to 2024-model-year Lexus ES, NX, RX, RZ, and GX vehicles.

It's unusual to see 72-month CPO financing deals, and the deal in question could enable you to score a below-market interest rate and get the lowest monthly payment.

Explore Used Lexus Cars Near You

Back to top

Nissan Used Car Sales

Through January 6th, select CPO Nissans have a 3.99% APR for 36 months.

Eligible models include 2019 to 2024 versions of the Sentra, Ariya, Altima, Kicks, Rogue Sport, Rogue, Pathfinder, and Frontier. The competitive 3.99% rate remains the same for October.

NMAC also has 60- and 72-month financing options at 5.49% and 5.99%, respectively, and both saw slight discounts this month. If you're looking for a 75-month term, any of the aforementioned models can be financed for 5.99%, provided they're from 2020 or newer. You can finance an Ariya EV for up to 84 months at a rate of 6.99%.

Explore Used Nissans Near You

Back to top

Infiniti Used Car Sales

Through December 2nd, CPO Infiniti models have rates as low as 4.99% for 36 months. That's a respectable offer, but we have seen rates as low as 3.99% of late. All Infiniti models from 2019 to 2024 are eligible.

If you need longer to pay, Infiniti Financial Services offers CPO financing for up to 72 months at 5.99% APR.

Explore Used Infinitis Near You

Back to top

Subaru Used Car Sales

Through December 2nd, Subaru is offering 3.99% APR financing for 36 months on all certified used 2023 and 2024 vehicles. That's the same deal as last month, with Subaru's interest rate remaining about half a percentage point lower than previous incentives.

There are no exclusions, which means you can even score a deal on the popular Subaru Outback Wilderness.

Looking to go EV? Solterras have a 2.49% APR for 36 months when choosing a 2023 CPO model, compared to a 4.49% APR for the rest of the 2023 Subaru lineup. All certified Subaru models from 2019 to 2022 can be financed from 5.49% APR for 36 months.

Explore Used Subarus Near You

Back to top

BMW Used Car Sales

Now through December 2nd, BMW is offering 4.49% APR for up to 36 months on all certified pre-owned models from model years 2019 to 2022. That's still a competitive rate for a luxury brand, but we saw rates as low as 3.99% last month If you want longer to pay, you can get a rate of 5.49% for up to 60 months. It's worth noting that these rates can be marked up by up to one percent at the dealer's discretion.

All models can benefit from a $500 CPO loyalty bonus if you're eligible.

Explore Used BMWs Near You

Back to top

Genesis Used Car Sales

Right now, you can finance any certified Genesis model for 5.99% APR for up to 60 months. 5.99% isn't a standout CPO rate per se, but it's notable that it extends to 60 months.

All 2020 or newer CPO Genesis models with under 60,000 miles are eligible. This program is good through December 2nd.

Explore Used Genesis Models Near You

Back to top

Mini Used Car Sales

MINI is offering a competitive 3.99% 36-month interest rate across all certified models between model years 2019 and 2023. If you need longer to pay, the diminutive automaker is offering a rate of 4.99% for up to 60 months. Like its parent company, BMW, these rates may be subject to a dealer markup of up to 1.00%. This program is advertised through December 2nd.

Explore Used Mini Models Near You

Back to top

Jaguar Used Car Sales

Jaguar is offering their entire Certified Pre-Owned lineup at 4.99% APR for up to 60 months. 4.99% is a decent rate by itself, but it's bolstered by Jaguar's luxury status and that it extends to terms of up to five years. Jaguar is in the process of revamping their entire lineup, so now might be a good time to set your sights on a CPO model.

Explore Used Jaguar Models Near You

Back to top