The best used car sales offer low-interest financing when choosing a factory-certified vehicle. These used car deals can sometimes feature lower interest rates than new cars. Although used car prices remain high across much of the U.S., we're finally starting to see prices decrease with CPO deals from top car brands.
We found used car financing rates starting at 0.9% APR in September. Unlike regular used cars, certified vehicles are held to different standards and have a warranty for added peace of mind. In many cases, you may need to act fast since inventory remains very limited in most parts of the country.
Acura Used Car Sales
Acura is offering 5.99% financing for 48 months as part of its Performance APR Event between September 15th and October 31st. While that isn't the lowest interest rate we've ever seen for buying a used Acura, it's still below the average interest rate for a preowned vehicle.
Eligible vehicles include certified 2013 to 2017 model year ILX, TLX, TL, RLX, RDX, and MDX models. Based on a bulletin sent to dealers, opting for the 48-month option on a 2017 Acura ILX could have over a $100-per-month advantage over a 3-year loan.
Honda Used Car Sales
Through October 31st, Honda is offering rates as low as 2.9% APR for 36 months on HondaTrue Certified+ and HondaTrue Certified vehicles as part of its Dream Deal APR Sales Event. There are also 60 and 72-month financing deals at 3.99% and 4.99%, respectively.
Eligible vehicles include 2018 to 2023 CPO Civics, Accords, CR-Vs, and Pilots. This Honda used car sale starts on September 15th and represents a great chance to save on a preowned vehicle.
Lexus Used Car Sales
Through October 31st, Lexus is offering 5.75% APR for 72 months on certified used vehicles.
Eligible models include 2019 to 2022-model-year Lexus ES, UX, GX, and RX vehicles. It's unusual to see 72-month CPO financing deals, and the deal in question could enable you to score a below-market interest rate and get the lowest monthly payment.
Explore Used Lexus Cars Near You
Subaru Used Car Sales
Subaru is offering 5.49% APR financing for 36 months on all certified used vehicles. The sale ends on October 2nd and is available on 2018 to 2023-model-year factory-certified vehicles. There are no exclusions, which means you can even score a deal on the popular Subaru Outback Wilderness.
Toyota Used Car Sales
Through October 31st, Toyota is offering 5.49% APR for 60 months on a slew of certified pre-owned vehicles.
Eligible cars include all certified used Camrys and Camry Hybrids, Corollas and Corolla Hybrids, RAV4s and RAV4 Hybrids, Highlanders and Highlander Hybrids, as well as all used Tacomas. The deal is available in most parts of the country and is significantly lower than the brand's standard financing rates.
Volkswagen Used Car Sales
Volkswagen is offering interest rates from 3.99% APR for 36 months on its lineup of certified used vehicles. There are also 60 and 72-month financing deals available at 5.99% and 6.99%, respectively. The best deals are on 2017 to 2023-model-year used Volkswagens through October 2nd.
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