Best CPO Car Deals In July 2020

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Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analysis of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured in publications such as Car and Driver, Motor Trend, Automobile Magazine and Autoblog.

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, Senior Pricing Analyst - July 10, 2020

July deals on certified used cars offer rates as low as 0% APR. In some cases, choosing a certified pre-owned car, truck, or SUV can allow you to enjoy nearly the same low rates as new cars. As a result, there can be some surprisingly good deals.

CPO vehicles can generally save you money and offer the peace of mind of a warranty. Just be sure to remember that factory-certified and dealer-certified vehicles aren't eligible for the same incentives and may have different quality standards.

Best Acura CPO Deals

Acura is offering 0.99% financing for 36 months on CPO versions of the ILX, TLX and MDX. That's nearly the same deal as last month except for the addition of the more affordable ILX and removal of the popular RDX.

Alternatively, the automaker is offering a 60-month option at 1.49% APR. Interestingly, that's actually a worse rate than what the brand is offering on its new car lineup. Most models are now eligible for 0.9% APR for 72 months, one of the better deals we've seen to date.

2015 to 2020 model year certified pre-owned vehicles are eligible for this promotion through July 31.

    Recommended Searches:

    2015-2020 Used ILX Listings »

    2015-2020 Used TLX Listings »

    2015-2020 Used MDX Listings »

    All Used Acura Listings »

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    Best Audi CPO Deals

    Once again, Audi is offering rates as low as 1.99% APR on most of its certified used vehicles. This is essentially the same deal the brand is offering on its new car lineup. It's not every day that you can get the same low rate on both new & used vehicles.

    Offers end July 31.

      Recommended Searches:

      2016-2019 Used A4 Listings »

      2016-2019 Used Q5 Listings »

      2016-2019 Used Q7 Listings »

      All Used Audi Listings »

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      Best Honda CPO Deals

      Through July 31, Honda is offering 0.99% financing for up to 36 months on the Civic, Accord, HR-V, and CR-V. This month's biggest change is the addition of the HR-V, the brand's most affordable crossover SUV.

      While we think this is a very low rate, shoppers should be aware that Honda's new car lineup features offers as low as 0.9% for 60 months. We're also seeing more 72-month options for those looking to lower their monthly payments.

        Recommended Searches:

        2015-2020 Used Civic Listings »

        2015-2020 Used Accord Listings »

        2015-2020 Used HR-V Listings »

        2015-2020 Used CR-V Listings »

        All Used Honda Listings »

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        Best Subaru CPO Deals

        Subaru is offering 0.99% APR for 48 months on most certified used vehicles. Earlier this year, the deal was limited to 36 months. This marks the best used car deal that we've ever seen from Subaru on its pre-owned models.

        Having said that, Subaru cut new car rates across its lineup and models like the Ascent now feature 0% APR for 63 months. Here, some buyers may find it wiser to choose new over used.

        Offers end July 31.

        Recommended Searches:

        2015-2020 Used Crosstrek Listings »

        2015-2020 Used Forester Listings »

        2015-2020 Used Outback Listings »

        All Used Subaru Listings »

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        Best Toyota CPO Deals

        Toyota is now offering rates as low as 0% APR for 60 months on certified used Camrys and RAV4s. In the case of the RAV4, that's actually lower than the brand's best new vehicle rates. It's not every day that used car rates blow away offers for buying new.

        Alternatively, used Corolla and Tacoma buyers will find 1.9% financing for up to 72 months. If you're looking to stretch out your loan in order to get a lower monthly payment, it's possible that Toyota's latest offer could be a good fit for you.

        Offers end August 3.

          Recommended Searches:

          2016-2019 Used RAV4 Listings »

          2016-2019 Used Camry Listings »

          2016-2019 Used Corolla Listings »

          2016-2019 Used Tacoma Listings »

          All Used Toyota Listings »

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          Best VW CPO Deals

          VW is offering 0% financing for 36 months on every certified car and SUV through July 31. Although 0% APR is relatively rare on used vehicles, the offer isn't as good as last month's deal promising interest-free financing for 60 months.

          Shoppers should know that VW's latest new car deals continue to offer 0% APR for 72 months on most vehicles. Given that there are very few exclusions, some buyers may find it more appealing to lower their payments with a longer-term loan.

            Recommended Searches:

            2014-2018 Used GTI Listings »

            2014-2018 Used Jetta Listings »

            2014-2018 Used Tiguan Listings »

            All Used Volkswagen Listings »

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            Start Your Used Car Search »

            , Senior Pricing Analyst

            As CarsDirect’s resident pricing analyst, Alex offers must-know analysis of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured in publications such as Car and Driver, Motor Trend, Automobile Magazine and Autoblog.

            Follow On: Twitter

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