Certified Used Car Deals & Incentives: October 2021

The best certified used car deals in October 2021 feature interest rates as low as 0% APR. Unfortunately, shoppers should expect used car prices to be higher than normal due to a major inventory shortage.

Unlike normal used vehicles, choosing a factory-certified car, truck or SUV can get you access to lower financing rates and the peace of mind of a warranty. If you know where to look, there are deals to be had.

This Month's Best CPO Car Rates & Deals

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How To Get The Best Deals On Used Cars

Odds are you're already aware that dealers near you have a mix of both certified and non-certified pre-owned cars in stock. However, what may not be obvious is the fact that dealer-certified and manufacturer-certified cars have different standards. Most importantly, manufacturer-certified cars qualify for special incentives.

This can often involve special financing rates. While used-car rates have traditionally been higher than new cars, recent deals have upended expectations. In some cases, you may find that it's nearly as expensive to finance a used car versus a new one. That said, the best used car rates feature shorter terms like 36 months.

While certified cars are generally more expensive than regular used cars, shoppers can benefit from the peace of mind of a manufacturer-backed warranty. We recommend seriously considering your priorities, whether add-ons like extended warranties make sense, and which brands are cheap, safe, and most reliable.

Brands like Toyota and Subaru can command high resale values. Although that's good for sellers, it can raise the cost of entry for buyers. In some cases, a new car may make a lot more sense. For example, used Toyota Tacomas have often been able to sell at a hefty premium due to their popularity among truck buyers.

Expect a certified car to cost roughly $1,500 to $2,000 more than a non-certified car. That may vary depending on the brand, plus factors like local supply & demand. In addition to the cost of certifying & reconditioning a used car, the value of a warranty may easily make the case for upgrading from a non-certified car.

Like a new car, a manufacturer's best rates are generally available to those with top-tier credit. Unlike the best APR deals on new cars, some of which can reach 0% APR for 84 months, used car promotions generally aren't as aggressive. While some brands do offer used car rebates, they tend to be extremely rare.

Our network of dealers can help you find the right car for your needs. If you're looking for a bad credit car loan, getting financed may not be as easy as you think. In addition to featuring a wide selection of makes and models, CarsDirect has dealers that are specially equipped to help those with subprime credit buy a car.

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