Top 0% Financing Deals: November 2017

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Senior Pricing Analyst

Alex Bernstein is the Senior Pricing Analyst for CarsDirect.com. Each month he studies immense volumes of pricing and incentives data in search of trends that are useful to car shoppers. In the process, he often breaks industry news stories -- his analyses and insights have been featured on websites such as Automotive News, The Detroit News, Autoblog, The Truth About Cars and The Car Connection.

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, Senior Pricing Analyst - November 10, 2017

We analyzed hundreds of new car offers to find the best 0% financing deals in November. The best involve loans of up to 72 months, payment deferrals and up to $5,000 in bonuses.

Although many brands are now offering 0% APR for 72 months plus $1,000 cash, there are instances in which you'd actually save more money taking a shorter 60-month loan so you can get access to larger rebates.

Here are our top picks for cars, SUVs and trucks this month.

Updated November 10

Best 0% Financing Car Deals

The 2017 Nissan Sentra is a screaming deal at 0% APR for 72 months plus a $1,000 bonus. With a ton still left in stock, some dealers are advertising prices in the low $12,000 range.

The 2017 Fusion Hybrid ranks as a stellar deal with 0% APR for 72 months plus a $3,000 bonus. Based on our analysis, this is a case in which you'd save more by financing instead of taking the standard $4,000 in cash incentives.

If you can still find one, the 2017 Charger features a Black Friday deal involving 0% APR for 72 months plus $1,000 with a 90 day payment deferral. That sounds nice, but you'd actually save more by taking 0% APR for 60 months plus $3,250 cash.

Finally, the 2018 Cadillac CT6 boasts the latest tech and features a $2,000 bonus when coming from a competitor. There's also a "Select Inventory Bonus" worth $3,000 on designated cars for $5,000 in savings. Both can be combined with 0% APR for 36 months.

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Best 0% Financing SUV Deals

The 2017 Nissan Rogue Sport is an unusually good deal this month with 0% APR for 60 months plus $1,000 cash. Based on our analysis, you'd likely save more money taking this deal over the regular $2,000 in factory rebates.

The sporty 2017 Edge now features 0% APR for 60 months plus $2,000. Oddly enough, that's actually a better deal than the one the automaker is advertising — 0% APR for 72 months plus $1,000.

It may be close to selling out, but the 2017 Kia Sorento is still a top value. When choosing one with the 2.4-liter engine, you can get a $1,000 bonus that brings your savings to $2,000 on top of 0% APR for 66 months.

Finally, the 2017 Expedition continues to have outstanding deals. This month, there's a new standalone offer of 0% APR for 72 months plus $1,000 cash. However, that's actually a worse deal than just taking 0% APR for 60 months plus $4,500 cash.

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Best 0% Financing Truck Deals

Promos on trucks featuring 0% APR are rather stagnant. In most cases, you'd be better off taking rebates. The Nissan Titan XD offers up to $8,500 on Platinum Reserve models. Chevy is offering Employee Pricing on the Silverado 1500 good for $8,005 in potential savings.

New this month, all 2017 RAM 1500 trucks are eligible for 0% APR for 72 months plus $1,000. To sweeten the deal, the automaker is offering "No Payments for 90 Days" for Black Friday. The downside is you risk giving up deals like 0% for 36 months plus $3,500 off styles like the Laramie Longhorn or rebates worth up to $6,250.

Next up, the popular 2017 F-150 features 0% APR for 72 months plus $1,000 on all versions except the Raptor. That sounds swell, but you'll be giving up the chance to save up to $7,800 with traditional discounts. Just be aware that the amount is based on XLT versions with the Luxury Chrome package and EcoBoost V6.

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, Senior Pricing Analyst

Alex Bernstein is the Senior Pricing Analyst for CarsDirect.com. Each month he studies immense volumes of pricing and incentives data in search of trends that are useful to car shoppers. In the process, he often breaks industry news stories -- his analyses and insights have been featured on websites such as Automotive News, The Detroit News, Autoblog, The Truth About Cars and The Car Connection.

Follow On: Google+ | Website