Ford Maverick Buyers Can Now Get No Payments For 90 Days

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Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analyses of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured by The Wall Street Journal, Fox Business, Motor Trend, Automobile Magazine, and more.

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, Senior Pricing Analyst - September 22, 2021

Ford is aiming to make it easier to buy the affordable Maverick pickup with a new deferred payment option. According to a bulletin sent to dealers this morning, the roughly $20,000 hybrid pickup is now eligible for No Payments For 90 Days. Even better, our analysis finds that the deal can be combined with 0% APR financing.

Starting today, all 2022 Mavericks offer a 90-day deferred first payment program through Ford Credit. While the offer is limited to buying rather than leasing, there's a strong chance that the incentive could make the budget-priced truck even more appealing to buyers amid a global chip shortage that has resulted in high prices.

Meanwhile, Ford is continuing to offer rates as low as 0% APR on the Maverick despite the fact that it's an all-new model. Having said that, zero-interest financing is limited to a term of just 36 months. In contrast, 60- and 72-month options are available all the way through October 4th at 1.9% and 3.9% APR, respectively.

If you're looking for additional flexibility, not having to make your first payment for 3 months could be a welcome prospect. Interestingly, a closer look finds that the deferment option is available until November 30th. As a result, there could be a possibility that buyers this fall may be able to score no payments till next year.

Leasing is a different story. After all, Ford is excluding the base Maverick from lease deals. While Maverick residual values aren't great, it does have low lease rates. Those with less-than-perfect credit should know Ford has introduced a program that may help "guarantee" credit approval with a credit score above 620.

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, Senior Pricing Analyst

As CarsDirect’s resident pricing analyst, Alex offers must-know analyses of pricing & incentives to those looking to buy or lease a car. His consumer-oriented coverage of the latest trends and breaking news has been featured by The Wall Street Journal, Fox Business, Motor Trend, Automobile Magazine, and more.

Follow On: Twitter

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