Now could be the best time to buy a 2020 Honda Civic. Last Friday, the brand introduced a rare loyalty discount that buyers can stack with 0% financing. We've even uncovered a hidden deal that can boost your savings to as much as $1,500 and help cut your lease payment by $30/month ahead of Presidents' Day.
As of February 5th, dealer incentive bulletins reveal that 2020 Civics became eligible for a $1,000 loyalty discount. To get it, you'll need to own or lease a 2010 or newer Honda. A trade-in isn't required, and you can transfer the discount to members of the same household. All styles are eligible except for the Si and Type R.
The best part is that you can combine the deal with an unprecedented APR offer. Here in California, you can find zero-interest financing for 60 months. In other parts of the country, you'll find 0.9% APR. Even better, dealers are being given $500 in dealer cash that can be combined with all of the aforementioned incentives.
Altogether, that's $1,500 in savings plus rates as low as 0%, the best deal we've seen to date on the Civic. But you won't find most of this listed on Honda's website. As of this writing, we're still seeing no mention of the loyalty discount or the fact that the offer can help cut the Civic's lease price by as much as $30/month.
The 2020 Civic LX is currently listed at $179 for 36 months with $2,699 due at signing based on 10,00 miles per year of driving. However, a dealer leasing bulletin shows that those eligible for the loyalty discount can cut their payment to just $149/month. That's actually the cheapest lease we've seen to date on the 2020 Civic.
But you may want to act fast. While Honda offers are set to end March 1, dealer inventory is becoming harder to find. To put that into perspective, the 2021 Civic isn't eligible for the loyalty bonus and has no dealer cash whatsoever. That said, that could change closer to the arrival of the all-new 2022 Civic later this spring.
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