New Cars You Can Buy for Under $400 a Month

We found 69 vehicles with a loan payment under $400/month. In this range, choices include vehicles like the 2021 RAM 1500 Classic and factory cash incentives worth up to $2,500.

These are estimated payments based on the latest incentives in your area, assuming a 10% down payment and before taxes & fees. In most cases, shoppers will require excellent credit to qualify for the best rates.

No Photo Available
Payment: $330 / month Loan Term: 72 months MSRP: $23,225

Expert‘s Rating
EPA MPG
25 / 33
Safety Rating
5 / 5
No Photo Available
Payment: $330 / month Loan Term: 72 months MSRP: $23,410

Expert‘s Rating
N/A
EPA MPG
31 / 33
Safety Rating
N/A
No Photo Available
Payment: $333 / month Loan Term: 72 months MSRP: $25,795

Expert‘s Rating
EPA MPG
24 / 32
Safety Rating
5 / 5
No Photo Available
Payment: $337 / month Loan Term: 72 months MSRP: $24,890

Expert‘s Rating
N/A
EPA MPG
26 / 29
Safety Rating
5 / 5
No Photo Available
Payment: $338 / month Loan Term: 72 months MSRP: $25,525

Expert‘s Rating
EPA MPG
28 / 39
Safety Rating
4 / 5
No Photo Available
Payment: $339 / month Loan Term: 72 months MSRP: $25,395

Expert‘s Rating
EPA MPG
29 / 31
Safety Rating
4 / 5
No Photo Available
Payment: $340 / month Loan Term: 72 months MSRP: $24,685

Expert‘s Rating
EPA MPG
29 / 38
Safety Rating
4 / 5
No Photo Available
Payment: $341 / month Loan Term: 72 months MSRP: $25,335

Expert‘s Rating
EPA MPG
25 / 32
Safety Rating
4 / 5
No Photo Available
Payment: $341 / month Loan Term: 72 months MSRP: $24,190

Expert‘s Rating
EPA MPG
28 / 36
Safety Rating
N/A
No Photo Available
Payment: $342 / month Loan Term: 72 months MSRP: $24,955

Expert‘s Rating
EPA MPG
28 / 38
Safety Rating
4 / 5
No Photo Available
Payment: $342 / month Loan Term: 72 months MSRP: $25,845

Expert‘s Rating
EPA MPG
26 / 33
Safety Rating
5 / 5
No Photo Available
Payment: $343 / month Loan Term: 72 months MSRP: $26,050

Expert‘s Rating
N/A
EPA MPG
24 / 27
Safety Rating
4 / 5
No Photo Available
Payment: $343 / month Loan Term: 72 months MSRP: $25,175

Expert‘s Rating
EPA MPG
28 / 38
Safety Rating
4 / 5
No Photo Available
Payment: $344 / month Loan Term: 72 months MSRP: $25,215

Expert‘s Rating
EPA MPG
21 / 26
Safety Rating
N/A
No Photo Available
Payment: $344 / month Loan Term: 72 months MSRP: $25,265

Expert‘s Rating
EPA MPG
23 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $344 / month Loan Term: 72 months MSRP: $25,550

Expert‘s Rating
EPA MPG
58 / 53
Safety Rating
N/A
No Photo Available
Payment: $346 / month Loan Term: 72 months MSRP: $24,675

Expert‘s Rating
N/A
EPA MPG
53 / 52
Safety Rating
N/A
No Photo Available
Payment: $348 / month Loan Term: 72 months MSRP: $25,865

Expert‘s Rating
N/A
EPA MPG
53 / 48
Safety Rating
4 / 5
No Photo Available
Payment: $349 / month Loan Term: 72 months MSRP: $24,805

Expert‘s Rating
N/A
EPA MPG
24 / 26
Safety Rating
N/A
No Photo Available
Payment: $351 / month Loan Term: 72 months MSRP: $25,795

Expert‘s Rating
EPA MPG
24 / 32
Safety Rating
5 / 5
No Photo Available
Payment: $354 / month Loan Term: 72 months MSRP: $25,985

Expert‘s Rating
EPA MPG
30 / 38
Safety Rating
5 / 5
No Photo Available
Payment: $355 / month Loan Term: 72 months MSRP: $28,375

Expert‘s Rating
N/A
EPA MPG
123 / 99
Safety Rating
N/A
No Photo Available
Payment: $359 / month Loan Term: 72 months MSRP: $26,320

Expert‘s Rating
EPA MPG
26 / 33
Safety Rating
N/A
No Photo Available
Payment: $360 / month Loan Term: 72 months MSRP: $27,770

Expert‘s Rating
N/A
EPA MPG
24 / 30
Safety Rating
N/A
No Photo Available
Payment: $360 / month Loan Term: 72 months MSRP: $27,225

Expert‘s Rating
EPA MPG
27 / 35
Safety Rating
4 / 5
No Photo Available
Payment: $362 / month Loan Term: 72 months MSRP: $26,575

Expert‘s Rating
EPA MPG
26 / 33
Safety Rating
N/A
No Photo Available
Payment: $363 / month Loan Term: 72 months MSRP: $31,305

Expert‘s Rating
EPA MPG
17 / 25
Safety Rating
4 / 5
No Photo Available
Payment: $365 / month Loan Term: 72 months MSRP: $27,565

Expert‘s Rating
EPA MPG
27 / 35
Safety Rating
4 / 5
No Photo Available
Payment: $366 / month Loan Term: 72 months MSRP: $26,015

Expert‘s Rating
EPA MPG
19 / 18
Safety Rating
4 / 5
No Photo Available
Payment: $367 / month Loan Term: 72 months MSRP: $27,825

Expert‘s Rating
N/A
EPA MPG
N/A
Safety Rating
N/A
No Photo Available
Payment: $369 / month Loan Term: 72 months MSRP: $26,225

Expert‘s Rating
N/A
EPA MPG
55 / 49
Safety Rating
5 / 5
No Photo Available
Payment: $371 / month Loan Term: 72 months MSRP: $26,320

Expert‘s Rating
N/A
EPA MPG
28 / 39
Safety Rating
N/A
No Photo Available
Payment: $372 / month Loan Term: 72 months MSRP: $27,615

Expert‘s Rating
EPA MPG
20 / 23
Safety Rating
4 / 5
No Photo Available
Payment: $372 / month Loan Term: 72 months MSRP: $26,995

Expert‘s Rating
EPA MPG
26 / 31
Safety Rating
5 / 5
No Photo Available
Payment: $372 / month Loan Term: 72 months MSRP: $26,485

Expert‘s Rating
N/A
EPA MPG
30 / 38
Safety Rating
5 / 5
No Photo Available
Payment: $373 / month Loan Term: 72 months MSRP: $26,575

Expert‘s Rating
EPA MPG
28 / 34
Safety Rating
4 / 5
No Photo Available
Payment: $374 / month Loan Term: 72 months MSRP: $26,800

Expert‘s Rating
EPA MPG
28 / 34
Safety Rating
5 / 5
No Photo Available
Payment: $374 / month Loan Term: 72 months MSRP: $26,580

Expert‘s Rating
N/A
EPA MPG
21 / 26
Safety Rating
4 / 5
No Photo Available
Payment: $374 / month Loan Term: 72 months MSRP: $26,570

Expert‘s Rating
N/A
EPA MPG
24 / 27
Safety Rating
4 / 5
No Photo Available
Payment: $375 / month Loan Term: 72 months MSRP: $26,630

Expert‘s Rating
EPA MPG
19 / 25
Safety Rating
4 / 5
No Photo Available
Payment: $375 / month Loan Term: 72 months MSRP: $27,615

Expert‘s Rating
EPA MPG
22 / 31
Safety Rating
N/A
No Photo Available
Payment: $376 / month Loan Term: 72 months MSRP: $27,585

Expert‘s Rating
N/A
EPA MPG
48 / 48
Safety Rating
5 / 5
No Photo Available
Payment: $377 / month Loan Term: 72 months MSRP: $26,545

Expert‘s Rating
EPA MPG
25 / 31
Safety Rating
5 / 5
No Photo Available
Payment: $377 / month Loan Term: 72 months MSRP: $26,800

Expert‘s Rating
N/A
EPA MPG
28 / 34
Safety Rating
5 / 5
No Photo Available
Payment: $378 / month Loan Term: 72 months MSRP: $28,070

Expert‘s Rating
EPA MPG
26 / 33
Safety Rating
N/A
No Photo Available
Payment: $379 / month Loan Term: 72 months MSRP: $26,975

Expert‘s Rating
EPA MPG
28 / 34
Safety Rating
4 / 5
No Photo Available
Payment: $379 / month Loan Term: 72 months MSRP: $27,190

Expert‘s Rating
N/A
EPA MPG
23 / 30
Safety Rating
N/A
No Photo Available
Payment: $381 / month Loan Term: 72 months MSRP: $28,600

Expert‘s Rating
N/A
EPA MPG
21 / 28
Safety Rating
N/A
No Photo Available
Payment: $382 / month Loan Term: 72 months MSRP: $31,045

Expert‘s Rating
EPA MPG
19 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $383 / month Loan Term: 72 months MSRP: $29,500

Expert‘s Rating
N/A
EPA MPG
26 / 37
Safety Rating
N/A
No Photo Available
Payment: $383 / month Loan Term: 72 months MSRP: $28,420

Expert‘s Rating
EPA MPG
20 / 27
Safety Rating
4 / 5
No Photo Available
Payment: $384 / month Loan Term: 72 months MSRP: $27,290

Expert‘s Rating
N/A
EPA MPG
24 / 31
Safety Rating
N/A
No Photo Available
Payment: $388 / month Loan Term: 72 months MSRP: $27,545

Expert‘s Rating
EPA MPG
24 / 34
Safety Rating
4 / 5
No Photo Available
Payment: $388 / month Loan Term: 72 months MSRP: $28,425

Expert‘s Rating
N/A
EPA MPG
25 / 28
Safety Rating
5 / 5
No Photo Available
Payment: $389 / month Loan Term: 72 months MSRP: $27,685

Expert‘s Rating
N/A
EPA MPG
48 / 47
Safety Rating
5 / 5
No Photo Available
Payment: $390 / month Loan Term: 72 months MSRP: $27,690

Expert‘s Rating
EPA MPG
19 / 29
Safety Rating
4 / 5
No Photo Available
Payment: $390 / month Loan Term: 72 months MSRP: $27,690

Expert‘s Rating
N/A
EPA MPG
19 / 29
Safety Rating
4 / 5
No Photo Available
Payment: $390 / month Loan Term: 72 months MSRP: $27,715

Expert‘s Rating
EPA MPG
20 / 23
Safety Rating
N/A
No Photo Available
Payment: $391 / month Loan Term: 72 months MSRP: $28,140

Expert‘s Rating
N/A
EPA MPG
24 / 33
Safety Rating
4 / 5
No Photo Available
Payment: $391 / month Loan Term: 72 months MSRP: $29,015

Expert‘s Rating
EPA MPG
18 / 24
Safety Rating
N/A
No Photo Available
Payment: $393 / month Loan Term: 72 months MSRP: $29,950

Expert‘s Rating
N/A
EPA MPG
26 / 33
Safety Rating
N/A
No Photo Available
Payment: $394 / month Loan Term: 72 months MSRP: $27,995

Expert‘s Rating
N/A
EPA MPG
19 / 25
Safety Rating
4 / 5
No Photo Available
Payment: $396 / month Loan Term: 72 months MSRP: $28,120

Expert‘s Rating
N/A
EPA MPG
24 / 30
Safety Rating
N/A
No Photo Available
Payment: $397 / month Loan Term: 72 months MSRP: $28,755

Expert‘s Rating
EPA MPG
50 / 54
Safety Rating
4 / 5
No Photo Available
Payment: $398 / month Loan Term: 72 months MSRP: $29,245

Expert‘s Rating
N/A
EPA MPG
N/A
Safety Rating
N/A
No Photo Available
Payment: $398 / month Loan Term: 72 months MSRP: $28,290

Expert‘s Rating
N/A
EPA MPG
24 / 36
Safety Rating
N/A
No Photo Available
Payment: $399 / month Loan Term: 72 months MSRP: $29,655

Expert‘s Rating
N/A
EPA MPG
19 / 28
Safety Rating
5 / 5
No Photo Available
Payment: $399 / month Loan Term: 72 months MSRP: $30,115

Expert‘s Rating
EPA MPG
41 / 38
Safety Rating
4 / 5
No Photo Available
Payment: $400 / month Loan Term: 72 months MSRP: $28,405

Expert‘s Rating
N/A
EPA MPG
51 / 53
Safety Rating
N/A

Car Loan Calculator

Enter your desired monthly payment.

$ /mo  

COPYRIGHT 1999-2021 MH Sub I, LLC dba CarsDirect.com.