New Cars You Can Buy for Under $400 a Month

We found 75 vehicles with a loan payment under $400/month. In this range, choices include vehicles like the 2019 Volkswagen Arteon and factory cash incentives worth up to $6,500.

These are estimated payments based on the latest incentives in your area, assuming a 10% down payment and before taxes & fees. In most cases, shoppers will require excellent credit to qualify for the best rates.

No Photo Available
Payment: $331 / month Loan Term: 72 months MSRP: $25,570

Expert‘s Rating
EPA MPG
26 / 32
Safety Rating
N/A
No Photo Available
Payment: $331 / month Loan Term: 72 months MSRP: $25,380

Expert‘s Rating
EPA MPG
29 / 41
Safety Rating
5 / 5
No Photo Available
Payment: $333 / month Loan Term: 72 months MSRP: $22,970

Expert‘s Rating
EPA MPG
29 / 36
Safety Rating
N/A
No Photo Available
Payment: $333 / month Loan Term: 72 months MSRP: $25,045

Expert‘s Rating
EPA MPG
26 / 35
Safety Rating
4 / 5
No Photo Available
Payment: $335 / month Loan Term: 72 months MSRP: $24,975

Expert‘s Rating
EPA MPG
30 / 38
Safety Rating
N/A
No Photo Available
Payment: $335 / month Loan Term: 72 months MSRP: $27,655

Expert‘s Rating
EPA MPG
26 / 33
Safety Rating
N/A
No Photo Available
Payment: $335 / month Loan Term: 72 months MSRP: $27,965

Expert‘s Rating
N/A
EPA MPG
25 / 33
Safety Rating
4 / 5
No Photo Available
Payment: $338 / month Loan Term: 72 months MSRP: $23,295

Expert‘s Rating
EPA MPG
20 / 26
Safety Rating
4 / 5
No Photo Available
Payment: $340 / month Loan Term: 72 months MSRP: $24,365

Expert‘s Rating
EPA MPG
21 / 31
Safety Rating
4 / 5
No Photo Available
Payment: $341 / month Loan Term: 72 months MSRP: $29,590

Expert‘s Rating
EPA MPG
19 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $342 / month Loan Term: 72 months MSRP: $24,555

Expert‘s Rating
N/A
EPA MPG
28 / 38
Safety Rating
N/A
No Photo Available
Payment: $342 / month Loan Term: 72 months MSRP: $26,090

Expert‘s Rating
EPA MPG
25 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $343 / month Loan Term: 72 months MSRP: $28,285

Expert‘s Rating
EPA MPG
26 / 35
Safety Rating
N/A
No Photo Available
Payment: $343 / month Loan Term: 72 months MSRP: $25,280

Expert‘s Rating
EPA MPG
58 / 53
Safety Rating
4 / 5
No Photo Available
Payment: $344 / month Loan Term: 72 months MSRP: $25,710

Expert‘s Rating
N/A
EPA MPG
51 / 46
Safety Rating
N/A
No Photo Available
Payment: $346 / month Loan Term: 72 months MSRP: $28,110

Expert‘s Rating
EPA MPG
22 / 29
Safety Rating
N/A
No Photo Available
Payment: $347 / month Loan Term: 72 months MSRP: $29,340

Expert‘s Rating
EPA MPG
17 / 25
Safety Rating
4 / 5
No Photo Available
Payment: $348 / month Loan Term: 72 months MSRP: $25,305

Expert‘s Rating
EPA MPG
19 / 18
Safety Rating
N/A
No Photo Available
Payment: $349 / month Loan Term: 72 months MSRP: $29,085

Expert‘s Rating
EPA MPG
21 / 31
Safety Rating
5 / 5
No Photo Available
Payment: $350 / month Loan Term: 72 months MSRP: $25,495

Expert‘s Rating
EPA MPG
21 / 26
Safety Rating
N/A
No Photo Available
Payment: $350 / month Loan Term: 72 months MSRP: $31,890

Expert‘s Rating
EPA MPG
22 / 26
Safety Rating
4 / 5
No Photo Available
Payment: $350 / month Loan Term: 72 months MSRP: $25,570

Expert‘s Rating
N/A
EPA MPG
24 / 27
Safety Rating
N/A
No Photo Available
Payment: $351 / month Loan Term: 72 months MSRP: $24,195

Expert‘s Rating
EPA MPG
25 / 30
Safety Rating
5 / 5
No Photo Available
Payment: $351 / month Loan Term: 72 months MSRP: $24,195

Expert‘s Rating
EPA MPG
25 / 30
Safety Rating
5 / 5
No Photo Available
Payment: $351 / month Loan Term: 72 months MSRP: $27,335

Expert‘s Rating
EPA MPG
22 / 31
Safety Rating
4 / 5
No Photo Available
Payment: $354 / month Loan Term: 72 months MSRP: $30,315

Expert‘s Rating
EPA MPG
24 / 32
Safety Rating
4 / 5
No Photo Available
Payment: $355 / month Loan Term: 72 months MSRP: $26,085

Expert‘s Rating
N/A
EPA MPG
24 / 30
Safety Rating
N/A
No Photo Available
Payment: $355 / month Loan Term: 72 months MSRP: $26,290

Expert‘s Rating
EPA MPG
25 / 31
Safety Rating
5 / 5
No Photo Available
Payment: $357 / month Loan Term: 72 months MSRP: $28,395

Expert‘s Rating
EPA MPG
21 / 27
Safety Rating
N/A
No Photo Available
Payment: $358 / month Loan Term: 72 months MSRP: $28,720

Expert‘s Rating
EPA MPG
18 / 24
Safety Rating
N/A
No Photo Available
Payment: $360 / month Loan Term: 72 months MSRP: $27,170

Expert‘s Rating
EPA MPG
20 / 23
Safety Rating
4 / 5
No Photo Available
Payment: $361 / month Loan Term: 72 months MSRP: $30,965

Expert‘s Rating
EPA MPG
19 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $361 / month Loan Term: 72 months MSRP: $26,925

Expert‘s Rating
EPA MPG
24 / 34
Safety Rating
4 / 5
No Photo Available
Payment: $361 / month Loan Term: 72 months MSRP: $29,895

Expert‘s Rating
EPA MPG
16 / 21
Safety Rating
4 / 5
No Photo Available
Payment: $361 / month Loan Term: 72 months MSRP: $26,170

Expert‘s Rating
EPA MPG
28 / 34
Safety Rating
4 / 5
No Photo Available
Payment: $362 / month Loan Term: 72 months MSRP: $24,995

Expert‘s Rating
EPA MPG
26 / 31
Safety Rating
5 / 5
No Photo Available
Payment: $363 / month Loan Term: 72 months MSRP: $26,575

Expert‘s Rating
EPA MPG
48 / 47
Safety Rating
N/A
No Photo Available
Payment: $363 / month Loan Term: 72 months MSRP: $26,075

Expert‘s Rating
N/A
EPA MPG
21 / 28
Safety Rating
N/A
No Photo Available
Payment: $364 / month Loan Term: 72 months MSRP: $25,095

Expert‘s Rating
N/A
EPA MPG
26 / 30
Safety Rating
N/A
No Photo Available
Payment: $364 / month Loan Term: 72 months MSRP: $27,490

Expert‘s Rating
EPA MPG
20 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $364 / month Loan Term: 72 months MSRP: $28,335

Expert‘s Rating
N/A
EPA MPG
25 / 36
Safety Rating
N/A
No Photo Available
Payment: $364 / month Loan Term: 72 months MSRP: $26,130

Expert‘s Rating
EPA MPG
27 / 33
Safety Rating
N/A
No Photo Available
Payment: $366 / month Loan Term: 72 months MSRP: $28,895

Expert‘s Rating
EPA MPG
22 / 29
Safety Rating
4 / 5
No Photo Available
Payment: $366 / month Loan Term: 72 months MSRP: $32,285

Expert‘s Rating
EPA MPG
15 / 21
Safety Rating
4 / 5
No Photo Available
Payment: $367 / month Loan Term: 72 months MSRP: $27,455

Expert‘s Rating
EPA MPG
N/A
Safety Rating
N/A
No Photo Available
Payment: $372 / month Loan Term: 72 months MSRP: $28,000

Expert‘s Rating
EPA MPG
26 / 34
Safety Rating
N/A
No Photo Available
Payment: $372 / month Loan Term: 72 months MSRP: $32,625

Expert‘s Rating
EPA MPG
20 / 27
Safety Rating
4 / 5
No Photo Available
Payment: $372 / month Loan Term: 72 months MSRP: $32,565

Expert‘s Rating
EPA MPG
20 / 24
Safety Rating
4 / 5
No Photo Available
Payment: $373 / month Loan Term: 72 months MSRP: $29,590

Expert‘s Rating
EPA MPG
19 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $373 / month Loan Term: 72 months MSRP: $32,625

Expert‘s Rating
EPA MPG
20 / 28
Safety Rating
5 / 5
No Photo Available
Payment: $376 / month Loan Term: 72 months MSRP: $29,750

Expert‘s Rating
EPA MPG
19 / 25
Safety Rating
4 / 5
No Photo Available
Payment: $380 / month Loan Term: 72 months MSRP: $34,385

Expert‘s Rating
EPA MPG
N/A
Safety Rating
N/A
No Photo Available
Payment: $380 / month Loan Term: 72 months MSRP: $31,195

Expert‘s Rating
EPA MPG
16 / 21
Safety Rating
4 / 5
No Photo Available
Payment: $380 / month Loan Term: 72 months MSRP: $26,195

Expert‘s Rating
EPA MPG
26 / 30
Safety Rating
5 / 5
No Photo Available
Payment: $381 / month Loan Term: 72 months MSRP: $30,965

Expert‘s Rating
EPA MPG
19 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $381 / month Loan Term: 72 months MSRP: $29,620

Expert‘s Rating
EPA MPG
N/A
Safety Rating
N/A
No Photo Available
Payment: $381 / month Loan Term: 72 months MSRP: $26,295

Expert‘s Rating
EPA MPG
22 / 32
Safety Rating
N/A
No Photo Available
Payment: $381 / month Loan Term: 72 months MSRP: $29,250

Expert‘s Rating
N/A
EPA MPG
28 / 36
Safety Rating
N/A
No Photo Available
Payment: $382 / month Loan Term: 72 months MSRP: $36,840

Expert‘s Rating
EPA MPG
22 / 31
Safety Rating
N/A
No Photo Available
Payment: $382 / month Loan Term: 72 months MSRP: $27,070

Expert‘s Rating
EPA MPG
26 / 35
Safety Rating
4 / 5
No Photo Available
Payment: $383 / month Loan Term: 72 months MSRP: $32,775

Expert‘s Rating
EPA MPG
20 / 27
Safety Rating
4 / 5
No Photo Available
Payment: $384 / month Loan Term: 72 months MSRP: $29,895

Expert‘s Rating
N/A
EPA MPG
17 / 25
Safety Rating
4 / 5
No Photo Available
Payment: $387 / month Loan Term: 72 months MSRP: $28,875

Expert‘s Rating
N/A
EPA MPG
26 / 34
Safety Rating
N/A
No Photo Available
Payment: $388 / month Loan Term: 72 months MSRP: $29,385

Expert‘s Rating
N/A
EPA MPG
51 / 53
Safety Rating
5 / 5
No Photo Available
Payment: $391 / month Loan Term: 72 months MSRP: $31,245

Expert‘s Rating
EPA MPG
150 / 122
Safety Rating
N/A
No Photo Available
Payment: $391 / month Loan Term: 72 months MSRP: $29,250

Expert‘s Rating
N/A
EPA MPG
26 / 33
Safety Rating
N/A
No Photo Available
Payment: $392 / month Loan Term: 72 months MSRP: $35,995

Expert‘s Rating
EPA MPG
15 / 22
Safety Rating
5 / 5
No Photo Available
Payment: $394 / month Loan Term: 72 months MSRP: $30,845

Expert‘s Rating
EPA MPG
21 / 29
Safety Rating
4 / 5
No Photo Available
Payment: $395 / month Loan Term: 72 months MSRP: $31,565

Expert‘s Rating
N/A
EPA MPG
21 / 24
Safety Rating
N/A
No Photo Available
Payment: $396 / month Loan Term: 72 months MSRP: $28,735

Expert‘s Rating
EPA MPG
21 / 28
Safety Rating
4 / 5
No Photo Available
Payment: $397 / month Loan Term: 72 months MSRP: $28,480

Expert‘s Rating
EPA MPG
19 / 28
Safety Rating
5 / 5
No Photo Available
Payment: $397 / month Loan Term: 72 months MSRP: $29,025

Expert‘s Rating
N/A
EPA MPG
17 / 25
Safety Rating
N/A
No Photo Available
Payment: $398 / month Loan Term: 72 months MSRP: $34,135

Expert‘s Rating
EPA MPG
20 / 27
Safety Rating
N/A
No Photo Available
Payment: $398 / month Loan Term: 72 months MSRP: $31,535

Expert‘s Rating
EPA MPG
19 / 30
Safety Rating
4 / 5
No Photo Available
Payment: $399 / month Loan Term: 72 months MSRP: $29,195

Expert‘s Rating
N/A
EPA MPG
43 / 41
Safety Rating
4 / 5

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