2021 gmc terrain
MSRP
$29,595
CarsDirect Target Price
$23,039
Lease EstimateSee Lease Deals
$283/mo
Finance Estimate
$318/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 GMC Terrain
Lease
$283 / month
Finance
$318 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00012917 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
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2021 GMC Terrain Prices and Deals

John Diether
Automotive Editor - February 5, 2021
  • 2021 Terrain arriving; 2020s sold out
  • Lease: From $259 for 39 months
  • Rebates: Up to $5,250 off
  • Finance: From 0% APR for 72 months + $2,500 bonus

What to expect at the dealer:

The carryover 2021 Terrain continues rolling into dealers nationwide. The lineup gains an AT4 model with rugged styling. Generous factory incentive are already available.

The mid-level SLE-1 trim is easiest to find, while the upscale Denali is always somewhat scarce. Note that the entry-level SL, which few buyers want, is excluded from factory incentive programs. The 2020 Terrain has sold out.

Current factory offers will remain in effect through March 1, 2021 and are available nationally unless otherwise noted. No enhancements are expected for Presidents' Day.

Lease: From $259 for 39 months

Current lessees of any brand can once again lease a 2021 Terrain in popular SLE trim from $259 for 39 months (10,000 miles a year) with just $259 due at signing. The effective monthly cost works out to $266, an exceptional value for this price class.

If you're not currently in a lease, the lease structure may be different, but you can still expect very good value.

Rebates: Up to $5,250 off

The factory rebate on the 2021 Terrain stands at $4,250 for all buyers. In addition, current customers of non-GM brands will receive a $1,000 conquest bonus. These amounts are well above average for this early stage of the model year.

Finance: From 0% APR for 72 months + $2,500 bonus

Instead of the standard rebate on a 2021 Terrain, you can now get 0% financing for 72 months from GMC.

The deal comes with $2,500 bonus cash, and you remain eligible for the $1,000 conquest bonus.

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Advertised Lease Deals

2021 SLE (GM/Non-GM Lessees) Excellent Deal
$259Monthly Payment
Term Length (months): 39
Due at signing: $259
Mileage: 10k
MSRP: $29,595
Deal Valid in: All Regions
Expiration: 3/1/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 2/26/21 in 20149
MSRP
$29,595
Sales Price
$27,289
Cash Rebates
$4,250
Target Price
$23,039
Lease Estimate
$283/mo
Finance Estimate
$318/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Buick & GMC Consumer Cash Program (Expires 3/1/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $4,250
Conquest Bonus Cash Buick and GMC Conquest Purchase Program (Expires 3/1/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers are those who has document as a proof of being an owners/lessees of a 2007 or newer non-GM (i.e., Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. Customers who have a qualifying lease which terminated on or after March 1, 2020, also qualify for this program. %Qualification% This offer can be transferred to individuals residing in the same household. $1,000

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.
Term(s)12 - 3637 - 4849 - 6061 - 7273 - 84
Rate %0%0%0%0%1.9%
Eligibility
Finance Bonus Cash GM Financial Down Payment Assistance Program (Expires 3/1/21) Finance Bonus Cash available for qualified customers based on available credit when financing through manufacturer's captive finance company. Please check with your CarsDirect Trusted Dealer for complete details.%Qualification% The down payment assistance allowances must be used as down payment assistance towards financing through GM Financial. $2,500
Conquest Bonus Cash Buick and GMC Conquest Purchase Program (Expires 3/1/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers are those who has document as a proof of being an owners/lessees of a 2007 or newer non-GM (i.e., Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. Customers who have a qualifying lease which terminated on or after March 1, 2020, also qualify for this program. %Qualification% This offer can be transferred to individuals residing in the same household. $1,000

Leasing Incentives

RebateAmount
Lease Bonus Cash GM Financial Supported Lease CCR (Expires 3/1/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details. $750
Lease Conquest Bonus Cash Buick and GMC Conquest Lease Program (Expires 3/1/21) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Customers who currently own or lease a 2007 or newer Non-GM ( i.e, Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. %Qualification% This offer can be transferred to individuals residing in the same household. $1,500
Lease Conquest Bonus Cash GM Lease Conquest Program (Expires 3/1/21) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Eligible Customers who have a current lease of 2016 model year or newer GM or Non-GM vehicle and lease one of the eligible new and unused models. $1,000

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Leases For Similar Cars

Based on 2021 GMC Terrain SLE Front-wheel Drive - MSRP $29,595

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