2021 gmc terrain
MSRP
$29,695
CarsDirect Target Price
$23,384
Lease EstimateSee Lease Deals
$302/mo
Finance Estimate
$323/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 GMC Terrain
Lease
$302 / month
Finance
$323 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00025 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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2021 GMC Terrain Prices and Deals

John Diether
Automotive Editor - April 8, 2021
  • 2021 Terrain supplies still building
  • Lease: From $249 for 39 months
  • Rebates: Up to $5,500 off
  • Finance: From 0% APR for 72 months

Improving selection

The carryover 2021 Terrain continues rolling into dealers nationwide. The lineup gains an AT4 model with rugged styling. Generous factory incentives are already available.

The mid-level SLE-1 trim is the easiest to find, while the upscale Denali is always somewhat scarce. Note that the entry-level SL, which few buyers want, is excluded from factory incentive programs.

Current factory offers will remain in effect through June 30, 2021 and are available nationally unless otherwise noted.

Lease: From $249 for 39 months

Once again, current lessees of any brand can lease a 2021 Terrain in popular SLE trim from $249 for 39 months (10,000 miles a year) with just $559 due at signing. The effective monthly cost works out to $264, an exceptional value for this price class.

If you're not currently in a lease, the lease structure may be different, but you can still expect very good value.

Rebates: Up to $5,500 off

The factory rebate on the 2021 Terrain stands at $4,500 for all buyers. Buyers who finance through GM at non-promotional rates will also receive a $500 finance bonus.

In addition, current GM customers are eligible for a $500 loyalty bonus. Add it all up, and you can save $5,500 on a new Terrain, which is well above average for this model.

Finance: From 0% APR for 72 months

Instead of the standard rebate on a 2021 Terrain, you get 0% financing for 72 months from GMC.

You can combine this offer with the $500 loyalty bonus if you qualify.

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Advertised Lease Deals

2021 SLE (GM/Non-GM Lessees) Excellent Deal
$249Monthly Payment
Term Length (months): 39
Due at signing: $759
Mileage: 10k
MSRP: $29,695
Deal Valid in: All Regions
Expiration: 6/30/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 5/6/21 in 20149
MSRP
$29,695
Sales Price
$27,384
Cash Rebates
$4,000
Target Price
$23,384
Lease Estimate
$302/mo
Finance Estimate
$323/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Buick & GMC Consumer Cash Program (Expires 6/1/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $4,000
Loyalty Bonus Cash Buick and GMC Purchase Loyalty Program (Expires 6/1/21) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Customers who currently own or lease a 2007 or newer Buick or GMC, passenger car or truck and purchase one of the eligible new and unused models. $500
Bonus Cash GMC GM Financial Bonus Cash Program (Expires 6/1/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details. $500
Conquest Bonus Cash Buick and GMC Conquest Purchase Program (Expires 6/1/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers are those who has document as a proof of being an owners/lessees of a 2007 or newer non-GM (i.e., Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. Customers who have a qualifying lease which terminated on or after March 1, 2020, also qualify for this program. %Qualification% This offer can be transferred to individuals residing in the same household. $500

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.
Term(s)12 - 3637 - 4849 - 6061 - 7273 - 84
Rate %0%0%0%0%1.9%
Eligibility
Loyalty Bonus Cash Buick and GMC Purchase Loyalty Program (Expires 6/1/21) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Customers who currently own or lease a 2007 or newer Buick or GMC, passenger car or truck and purchase one of the eligible new and unused models. $500
Conquest Bonus Cash Buick and GMC Conquest Purchase Program (Expires 6/1/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Eligible customers are those who has document as a proof of being an owners/lessees of a 2007 or newer non-GM (i.e., Non-Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac, or Saturn) passenger car or truck. Customers who have a qualifying lease which terminated on or after March 1, 2020, also qualify for this program. %Qualification% This offer can be transferred to individuals residing in the same household. $500

Leasing Incentives

RebateAmount
Lease Bonus Cash GM Financial Supported Lease CCR (Expires 6/30/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details. $1,250
Lease Loyalty Bonus Cash Buick and GMC Lease Loyalty Program (Expires 6/30/21) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Customers who have a current 2016 model year or newer Buick or GMC lease through GM Financial and lease one of the new and unused models. $1,500
Lease Conquest Bonus Cash GM Lease Conquest Program (Expires 6/30/21) Lease Conquest Bonus Cash available for customers currently leasing a competing make toward the purchase or lease of a vehicle. May not be compatible with other conquest offers. Please check with your Trusted Dealer Partner for complete details and rules.%NotesManuf% %Eligibility% Eligible Customers who have a current lease of 2016 model year or newer GM or Non-GM vehicle and lease one of the eligible new and unused models. $1,000

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 GMC Terrain SLE Front-wheel Drive - MSRP $29,695

Best GMC Deals & Must-Know Advice In April

GMC has some of the best offers for both buying and leasing new vehicles. The 2021 Terrain remains the cheapest midsize SUV lease available starting from $249/month. The 2021... View All GMC Lease Deals

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