2021 kia k5
MSRP
$24,585
CarsDirect Target Price
$24,216
Lease EstimateSee Lease Deals
$323/mo
Finance Estimate
$321/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Kia K5
Lease
$323 / month
Finance
$321 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00167 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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2021 Kia K5 Prices and Deals

Matthew Keegan
Contributing Editor - February 6, 2021
  • 2021 Kia K5 available
  • Lease: From $199 for 36 months
  • Rebate: $750 conquest bonus
  • Finance: From 0.0% APR for 60 months

2021 Kia K5 is here:

The 2021 Kia K5 is now in dealer showrooms. This is an all-new model name for a midsize sedan that replaces the Kia Optima. The K5 has a more upscale look and additional premium features than the Optima.

The current offers are good through March 1, 2021. With Presidents Day arrival, we may see some changes, so please check back. Examples here are generally available on a national basis but the leases are from deals in CA, CO, DE, FL, HI, IL, IN, ME, MI, MN, ND, NE, OH, PA, UT, VT, WI, WY.

Lease from $199 per month:

Kia has two lease offers in place for the 2021 K5.

The first lease covers the LXS FWD model. This one comes with a monthly payment of $199 for 36 months with $2,999 due at signing. Your effective monthly cost is $282 and that’s a strong offer for this trim.

The second lease offer is for the GT-Line FWD model. Here, your monthly payments are $209 for 36 months with $2,999 due at signing. Your effective monthly cost is $292. This is an excellent offer.

Most of Kia’s lease deals include 12,000 miles per year of driving allowance. At lease end, you will pay a disposition fee.

Rebates and other cash deals:

There is no customer cash offer with the 2021 K5, but Kia does offer a $750 conquest bonus. The way this works is if you’re coming to Kia and own a competing model such as the Toyota Camry or Nissan Altima, you’ll receive the bonus.

Beyond the conquest offer there are other special deals available. Specifically, there is a Happy Kia College Graduate Program with a $500 Graduate Bonus Cash rebate for qualified college graduates. Also, the Military Specialty Incentive Program supplies a special discount for qualified buyers. Check with your Kia dealer to discover the current offer.

Finance from 0.0-percent APR:

Kia continues to offer promotional zero-percent financing on many of its models. Here, you’ll find 0.0-percent APR for 60 months.

For a 66-month loan, the rate is 0.9-percent APR, choose a 72-month loan and you’ll find 1.9-percent APR financing. And for an 84-month loan, the rate is 2.9-percent APR. Kia’s financing rates are among the best in the industry.

Ask your dealer about applying the college graduate or military rebates, if eligible.

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Advertised Lease Deals

2021 LXS FWD
$199Monthly Payment
Term Length (months): 36
Due at signing: $2,999
Mileage: 12k
MSRP: $25,455
Deal Valid in: CA, CO, DE, FL, HI, IL, IN, ME, MI, MN, ND, NE, OH, PA, UT, VT, WI, WY
Expiration: 3/1/21
2021 GT-Line FWD
$209Monthly Payment
Term Length (months): 36
Due at signing: $2,999
Mileage: 12k
MSRP: $26,355
Deal Valid in: CA, CO, DE, FL, HI, IL, IN, ME, MI, MN, ND, NE, OH, PA, UT, VT, WI, WY
Expiration: 3/1/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 3/3/21 in 20149
MSRP
$24,585
Sales Price
$24,216
Cash Rebates
$0
Target Price
$24,216
Lease Estimate
$323/mo
Finance Estimate
$321/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Conquest Bonus Cash Competitive Bonus Cash Program - Retail (Expires 3/1/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% To be eligible, customer must show proof of qualifying competitive vehicle ownership (current registration) to Kia dealer where new, eligible Kia vehicle is being purchased. Void where prohibited by law. This incentive is a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. Current Registered Owners of one of the MY 2013 2021 competitive models %Qualification% Vehicles must be sold during program period. $750
Loyalty Bonus Cash Owner Loyalty Cash - Retail (Expires 3/1/21) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% New Kia vehicle purchaser must show proof of qualifying Kia vehicle ownership (current registration) to Kia dealer where new Kia vehicle is being purchased. Current Registered Owners of any Kia model may be eligible for an Owner Loyalty Specialty from 2009 to newer models. $750

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.
Term(s)24 - 4849 - 6061 - 6667 - 7273 - 7576 - 84
Rate %0%0%0.9%1.9%2.9%2.9%
Eligibility
Conquest Bonus Cash Competitive Bonus Cash Program - Retail (Expires 3/1/21) Valid for owners of certain competitive vehicles. May not be compatible with certain other incentive types such as loyalty programs and other conquest offers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% To be eligible, customer must show proof of qualifying competitive vehicle ownership (current registration) to Kia dealer where new, eligible Kia vehicle is being purchased. Void where prohibited by law. This incentive is a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. Current Registered Owners of one of the MY 2013 2021 competitive models %Qualification% Vehicles must be sold during program period. $750
Loyalty Bonus Cash Owner Loyalty Cash - Retail (Expires 3/1/21) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% New Kia vehicle purchaser must show proof of qualifying Kia vehicle ownership (current registration) to Kia dealer where new Kia vehicle is being purchased. Current Registered Owners of any Kia model may be eligible for an Owner Loyalty Specialty from 2009 to newer models. $750

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 Kia K5 LX 4dr Front-wheel Drive Sedan - MSRP $24,585

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