2020 kia niro
MSRP
$25,765
CarsDirect Target Price
$22,528
Lease EstimateSee Lease Deals
$270/mo
Finance Estimate
$313/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2020 Kia Niro
Lease
$270 / month
Finance
$313 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00106 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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2020 Kia Niro Prices and Deals

Matthew Keegan
Contributing Editor - February 6, 2021
  • 2020 Kia Niro available; 2021s arrive later
  • Lease: From $199 for 36 months
  • Rebate: Up to $2,500 customer cash
  • Finance: From 0.0% APR for 75 months

The 2020 Kia Niro is still available:

The electrified 2020 Kia Niro is still available. It comes in standard and plug-in hybrid forms as well as in a full-electric version. The last model is limited to a few markets, including California.

We won’t see the 2021 Niro until later in the model year. Once it arrives, we’ll update this information accordingly.

The current offers are good through March 1, 2021. We’re expecting an update ahead of Presidents' Day, so please check back.

Lease from $199 per month:

Kia has three lease offers in place for the 2020 Niro.

The first lease covers the standard hybrid model. This one comes with a monthly payment of $199 for 36 months with $2,499 due at signing. Your effective monthly cost is $268 and that’s a strong offer.

The second lease offer is for the plug-in hybrid model. Here, your monthly payments are $199 for 36 months with $2,999 due at signing. Your effective monthly cost is $282 and this is an outstanding offer.

The third lease offer covers the all-electric model. This one requires monthly payments of $199 for 36 months with $3,499 due at signing. With a monthly effective cost of $296, this is also an excellent deal.

Most of Kia’s lease deals include 12,000 miles per year of driving allowance. At lease end, you will pay a disposition fee.

Rebates and other cash deals:

If you purchase a Niro, Kia offers $2,500 cashback. The only qualifier here is that you won’t be eligible for Kia’s promotional financing. But you may qualify for standard financing, so ask your dealer.

Beyond customer cash, there are other special deals available. Specifically, there is a Happy Kia College Graduate Program with a $500 Graduate Bonus Cash rebate for qualified college graduates. Also, the Military Specialty Incentive Program supplies a special discount for qualified buyers. Check with your Kia dealer to discover the current offer.

Lastly, there are state and federal incentives available for purchasers of the PHEV and EV models. Specifically, the PHEV receives $4,543 Federal Tax Credit and $1,000 CVRP; the EV receives a $7,500 Federal Tax Credit and $2,000 CVRP. The CVRP represents the Clean Vehicle Rebate Program and is open to California residents. Your state may have unique incentives, so ask your dealer.

Finance from 0.0-percent APR:

Kia continues to offer promotional zero-percent financing on many of its models. Here, you’ll find 0.0-percent APR for 75 months.

For an 84-month loan, the rate is 1.9-percent APR. Kia’s financing rates are among the best in the industry.

Ask your dealer about applying the college graduate or military rebates, if eligible.

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Advertised Lease Deals

2020 LX
$199Monthly Payment
Term Length (months): 36
Due at signing: $2,499
Mileage: 12k
MSRP: $25,710
Deal Valid in: CA, CO, DE, FL, HI, IL, IN, ME, MI, MN, ND, NE, OH, PA, UT, VT, WI, WY
Expiration: 3/1/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 2/26/21 in 20149
MSRP
$25,765
Sales Price
$25,028
Cash Rebates
$2,500
Target Price
$22,528
Lease Estimate
$270/mo
Finance Estimate
$313/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Customer Rebate Customer Cash (Expires 3/1/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Customers are eligible for either Customer Cash or, if qualified, a Kia Motors Finance (KMF) APR/Lease program rate, but not both. $2,500

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.
Term(s)24 - 4849 - 6061 - 6667 - 7273 - 7576 - 84
Rate %0%0%0%0%0%1.9%
Eligibility

Leasing Incentives

RebateAmount
Lease Bonus Cash KMF Lease Cash (Expires 3/1/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details. $3,400

Hurry! Offer expires

Leases For Similar Cars

Based on 2020 Kia Niro LX 4dr Front-wheel Drive Sport Utility - MSRP $25,765

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