2022 volvo xc40
MSRP
$35,195
CarsDirect Target Price
$34,545
Lease EstimateSee Lease Deals
$510/mo
Finance Estimate
$486/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2022 Volvo XC40
Lease
$510 / month
Finance
$486 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00184 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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2022 Volvo XC40 Prices and Deals

John Diether
Automotive Editor - November 6, 2021
  • 2022 Volvo XC40 supplies up to speed; 2021s sold out
  • Lease: From $465/mo
  • Rebates: Up to $2,000 off
  • Finance: From 0.99% APR

2022 Volvo XC40 supplies up to speed; 2021s sold out.

The carryover 2022 XC40 can be now be found in healthy numbers across the country. Interest is still high, so no model stays in stock very long. Dealer discounting is minimal, but factory incentives are available.

The Recharge EV version of the XC40 provides up to 223 miles of range. Buyers are eligible for a $7,500 federal tax credit, and California residents can also get a $1,500 Clean Fuel Reward and $2,000 Clean Vehicle Rebate.

Current factory offers vary by region and will expire November 30, 2021. Examples shown here are for California and other western states. This page is updated monthly, so check back for the latest on pricing and incentives.

Volvo XC40 Lease Deals

Lease from $465/month

For the second month, the 2022 XC40 T4 Momentum starts at $465 for 36 months (10,000 miles a year) with $3,965 due at signing.

The effective monthly cost works out to $575, which is rather expensive for this price class in our analysis. But keep in mind the XC40 has never been a reliably good lease value. The larger XC60 is sometimes cheaper to lease.

The current offer on the 2022 XC40 Recharge Plus EV is $589 a month with $4,164 due at signing. The effective monthly cost is $705, which is actually a much better value given the Recharge's substantially higher MSRP.

Volvo XC40 Rebate Deals

Up to $2,000 off

Current Volvo customers are eligible for a $1,000 loyalty bonus when buying a 2022 XC40, or $500 toward a lease.

There's also a $1,000 purchase bonus on the Recharge model only. That brings your potential savings on a 2022 XC40 to $2,000, a nice amount for this model.

Volvo XC40 Finance Deals

Rates from 0.99% APR

Volvo continues to offer 1.9% financing for 60 months on the gas 2022 XC40.

Rates on the Recharge start at 0.99% for 60 months. The Recharge also comes with a $1,000 APR bonus (which replaces the $1,000 purchase bonus).

You can combine these offers with the $1,000 loyalty bonus if you qualify.

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Advertised Lease Deals

2022 T4 Momentum
$465Monthly Payment
Term Length (months): 36
Due at signing: $3,965
Mileage: 10k
MSRP: $35,195
Deal Valid in: Los Angeles, CA
Expiration: 1/3/22
2022 Recharge Plus EV
$589Monthly Payment
Term Length (months): 36
Due at signing: $4,164
Mileage: 10k
MSRP: $56,395
Deal Valid in: Los Angeles, CA
Expiration: 1/3/22

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 12/8/21 in 20149
MSRP
$35,195
Sales Price
$34,545
Cash Rebates
$0
Target Price
$34,545
Lease Estimate
$510/mo
Finance Estimate
$486/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 1/3/22) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
Term(s)24 - 3637 - 60
Rate %1.99%1.99%
Eligibility Residents residing in qualifying regions of the United States. O.A.C.
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 1/3/22) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Leasing Incentives

RebateAmount
Lease Loyalty Bonus Cash SR Loyalty Bonus - Lease (Expires 1/3/22) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $500

Hurry! Offer expires

Leases For Similar Cars

Based on 2022 Volvo XC40 T4 Momentum 4dr Front-Wheel Drive - MSRP $35,195

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