2021 volvo xc90
MSRP
$71,345
CarsDirect Target Price
$64,630
Lease EstimateSee Lease Deals
$840/mo
Finance Estimate
$905/mo
Est Monthly Loan

The monthly payment is based on the price of this vehicle assuming it is financed. If you choose to lease, you can also use the payment calculator to determine your lease terms. Default values for financing include: Term of months, APR of , and Sales Tax of . Default values for leasing include: Term of months, Money Factor of , Residual Value of , and Sales Tax of .

2021 Volvo XC90
Lease
$599 / month
Finance
$624 / month
Vehicle Price
A typical negotiated price before taxes & fees.
Incentives
Incentives that help lower the selling price of a vehicle.
Available Money Factor of 0.00162 for 36 month lease
Incentives
Incentives that help lower the selling price of a vehicle.
Down Payment
Trade-In Value
Money Factor
Represents the interest charged on a lease. May require top-tier credit to qualify for the best rates.
Interest Rate
Sales Tax
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2021 Volvo XC90 Prices and Deals

John Diether
Automotive Editor - May 5, 2021
  • 2021 XC90 selection adequate
  • Lease: From $529 for 36 months
  • Rebates: Up to $3,750 off
  • Finance: From 1.9% for 60 months + $1,000 bonus

What's in store:

The 2021 XC90 remains available in decent numbers across the country. The former T8 plug-in hybrid is now known as the T8 Recharge and carries a lower MSRP. Dealer pricing has improved over the past year, but don't expect major discounting.

The T8 Recharge still qualifies for a $5,419 federal tax credit. California residents are also eligible for a $1,133 Clean Fuel Reward.

Current factory offers vary by region and will remain in effect through June 1, 2021 unless otherwise noted. Examples shown here are for California and other western states. Volvo doesn't usually run Memorial Day deals.

Lease: From $529 for 36 months

The 2021 XC90 T5 Momentum now starts at $529 for 36 months (10,000 miles a year) with $4,929 due at signing. The effective monthly cost works out to $666. That's better than some earlier offers, but still a tad high to qualify as a good value in our analysis.

The line-topping 2021 XC90 T8 Recharge Inscription Expression now starts at $649 a month with $5,049 at signing. The effective monthly cost is $789, a good value relative to MSRP.

Rebates: Up to $3,750 off

Every 2021 XC90 now comes with a $2,750 rebate for all buyers.

In addition, current Volvo customers are eligible for a $1,000 loyalty bonus on any XC90 model, or $500 toward a lease.

Finance: From 1.9% for 60 months + $1,000 bonus

In place of the standard rebate on a 2021 XC90, Volvo now offers 1.9% financing for 60 months.

The deal comes with $1,000 bonus cash, and you remain eligible for the $1,000 loyalty bonus if you qualify.

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Advertised Lease Deals

2021 T5 Momentum
$529Monthly Payment
Term Length (months): 36
Due at signing: $4,929
Mileage: 10k
MSRP: $51,540
Deal Valid in: Los Angeles, CA
Expiration: 6/1/21
2021 T8 Recharge Inscription Expression
$649Monthly Payment
Term Length (months): 36
Due at signing: $5,049
Mileage: 10k
MSRP: $65,240
Deal Valid in: Los Angeles, CA
Expiration: 6/1/21

This ranks as an excellent deal based on our expert analysis of: vehicle price, length of lease term, amount due at signing, monthly payment, etc.

CarsDirect Target Price

Prices vary by style

CarsDirectPricing as of 5/15/21 in 20149
MSRP
$71,345
Sales Price
$67,630
Cash Rebates
$3,000
Target Price
$64,630
Lease Estimate
$840/mo
Finance Estimate
$905/mo

Cash Incentives

Incentive available to most customers and purchasing situations.
RebateAmount
Bonus Cash Purchase Bonus Cash (Expires 6/1/21) Customer Rebate: Customers must take delivery of this vehicle prior to the expiration date to be eligible for this manufacturer rebate. This rebate may not be available on special factory orders or used in conjunction with special manufacturer financing or leasing programs. Other special financing programs may be available. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Lease purchases are excluded from this incentive $3,000
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 6/1/21) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Financing Incentives

RebateAmount
Promotional APR Offer Promotional APR programs available for qualified buyers. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Residents residing in qualifying regions of the United States. O.A.C. %Qualification% Retired service loaners and demonstrators are eligible for this program.
Term(s)24 - 3637 - 60
Rate %1.99%1.99%
Eligibility Residents residing in qualifying regions of the United States. O.A.C.
Loyalty Bonus Cash SR Loyalty Bonus - Purchase (Expires 6/1/21) For current owners of the same make. May not be compatible with certain other incentive types such as Conquest programs. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $1,000

Leasing Incentives

RebateAmount
Lease Bonus Cash VCFS Lease Bonus Cash (Expires 6/1/21) Bonus cash available for qualified customers leasing a vehicle through the manufacturer's captive finance company on approved credit. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% Must be leased through Volvo Car Financial Services. $3,000
Lease Loyalty Bonus Cash SR Loyalty Bonus - Lease (Expires 6/1/21) Lease loyalty bonus cash available for current lessees of the same make. Please check with your CarsDirect Trusted Dealer for complete details.%NotesManuf% %Eligibility% For current VCFS lease end retention customers, the loyalty allowance in only available with a Lease Payoff. %Qualification% Individuals or members of the same household who currently owns/leases any model year Volvo or Saab vehicle OR has owned/leased either within the last 6 months. $500

Hurry! Offer expires

Leases For Similar Cars

Based on 2021 Volvo XC90 T8 Recharge Inscription 6 Passenger 4dr All-wheel Drive - MSRP $71,345

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